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Collections Issue (BANKRUPTCY & CONSUMER CREDIT)

Mon, 26 Jan 2004 08:10:00 GMT

What is the name of your state? Texas
Quick questions regarding an account in collections. How long does an account in collection status remain on your credit report? Does it make sense that the Date account opened and Date of status would would be different on the credit report compared to the true, original dates?
Any help would be great!

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  • Mon, 26 Jan 2004 09:01:00 GMT(1)
  • Chargeoffs may be reported for 7 years from chargeoff plus, 180 days from first default.
    As acconts are swapped among 3rd party collectors, new open dates can pop up but, as long as the orginal chargeoff date {DOLA} from the orginal creditor remains, the account has not been reaged.
    As a suggestion for your other thread {as well as this one}. You're delving into credit repair. A great site for that is, www.creditboards.com
    Read the stickies and the FAQ's. Also, prowl through the search. Others have posted these questions and there will be some threads. There is a sample letter in the letters section that a couple off people have used to get dismissed bk's removed. Do some reading over there and ask your questions.
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