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What is the name of your state?What is the name of your state? new jersey is it legal for a ca who buys or accepts old debt (card dated 1994 dola & sol ran way out) to make false reports on trans union Equifax web site and say that the card was dated in 1999 and up to date till 2005 Jan ,......
Is it it legal for fiance company to call my neighbors, & leave messages ?What is the name of your state? Ohio...
Is it harassment?We live in a rented home where we have an agreement with the owner that we make all mortgage payments to the the mortgage company. about a year ago the owner of the house filed bankruptcy but we continued to make payment on the the house because we still wanted to keep it. some time after we got......
Is it ever possible to keep a non-exempt vehicleMinnesota Here is the situation: My wife and I will be filing bankruptcy very soon. We are eligible to file chapter 7 because our monthly expenses are about the same as out monthly income. We have a 16 year old son, a 2 year old, and an 8 month old. The two younger children will need to be in......
Is it difficult to locate debtor's employer & bank account?What is the name of your state? NJ Assuming the creditor has a judgment against the debtor and wants to locate debtor's employer and bank account to garnish. If creditor knows in which state debtor works, is it difficult for creditor to find such information. Ususally how does a creditor or......
Is it against the law to threaten bankruptcy?What is the name of your state? Florida Thanks so much LadynRed. Your information on this forum has been extremely helpful. I appreciate the information you provided concerning the arbitration MBNA is trying to coerce me into. I have one more question. Is it legal for me to state either on the......
Is it a case?What is the name of your state?Rhode Island Is a summons legal if the original complaint was filed after service? There was no case assigned at the time of service......
is it a breech of contractI live in vancouver bc canada and me and my bf bought new phones cell phones under a three year contract.Well we have three months free calling and all that stuff.We only pay 45 bucks a month or something like that.Anyways we have a 150 dollar credit so we really dont pay our bill for a few......
is is my choice? ch. 7 or 13I have seen an attorney regarding my situation. $50k in debt with literally no assets to protect. I have $150 a month after all bills. He is possibly sugeesting 13 with the money left over. When it comes down to do I have a choice which way to go? Why would 13 be any better than 7 in the long......
is is my choice? ch. 7 or 13I have seen an attorney regarding my situation. $50k in debt with literally no assets to protect. I have $150 a month after all bills. He is possibly sugeesting 13 with the money left over. When it comes down to do I have a choice which way to go? Why would 13 be any better than 7 in the long......
[Wills & Trusts] What is the name of your state? wisconsin I am 76 yrs old and my son 53 is a spendthrift and has numerous liens and judgements against him. i would like to provide for him after my death but don't want his creditors receiving the assets I would bequeath to him. can i set up an irrevocable trust,.........
Need Help in Illinois[Traffic Law] What is the name of your state?Illinois Hello I am new to your forum and would like any advice or help from anyone that I could get. Such as someone who may have been through the same thing as I am going through. Well here goes I got a DUI back in December of 1999 and got that all taken care.........
Hurricane Deductible Payment[Insurance Law] What is the name of your state? Florida Hello all ! I'm looking at my renewal policy with a 5% or $10,000 plus deductible on Hurricane damage. My question is, God forbid one does strike our area this year-- How do these work ? Do we have to submit $10,000 worth of receipts on completed work .........
Wife is cheating[Government & Administrative Law] What is the name of your state? CALIFORNIA. I just found out my wife is cheating. She does not know that I know. What do I need to do to secure an even divorce without drawn out court battles and also, custody for my daughter? Background info. We were married in California but claim residency.........
Can I qualilfy for a acholarship/grant?[Immigration Law] I live in boulder colorado, and I just recentnly got married to a US citizen. We are about to submit the immigratioon papers, I was wondering how long will it be in the naturalization process till I can apply for scholarships/grants? Lizette......
Prospective South African Emigrants to Australia (buying property)[Consumer Law & Fraud] Hi If you fit the description in my subject, please consider responding. My wife and I have just been granted our visas (BN-136 - Skilled Independent). I assume that this means that we are now permanent residents (or that we will be after our first visit). We'll probably only move to Australia.........
Press releases[Intellectual Property] State: Florida I am developing a gaming website that will include video game news and reviews. I would like to include press releases from video game publishers along with the reviews. There are hundreds of publishers. Can press releases be included in a website without requesting specific.........
charged for the same crimes in 2 seperate counties on the same date[CRIMINAL LAW & PROCEDURE] What is the name of your state?TN WAS CHARGED FOR SAME OFFENSE,POSSESION OF COCAINE AND SELLING COCAINE,IN TWO SEPERATE COUNTIES ON THE SAME DATE AND TIME. SERVED 4 YEARS OF A 13 YEAR SENTENCE AND WAS PAROLED. WHAT CAN I DO TO GET THIS EXCESSIVE TIME AND THE INCORRECT CHARGES FIXED.WAS IN.........
non-alien[Insurance Law] What is the name of your state?What is the name of your state?Alabama I am a non alien but I want to purchase a town house I will be self financing,do I need social security to complete this transaction?......
Forged Bank Document[CRIMINAL LAW & PROCEDURE] What is the name of your state? New York An South American citizen visiting on a visitors visa forged a document which was used by them to open a U.S. bank account. I'm trying to find out what the repercussions of the bank and immigrations and naturalization finding out about that.........
I am in Los Angeles, CA. Direct TV has submitted me to two collection agencies. I have only had direct tv once and think i moved without returning a modem or something or just owed them money. Anyway i would guess that they cannot turn me into one then turn me into another. Am i right? Any help......
Scenario: Manager a Health Freak. Hands out copies of diets to his staff. Make comments when members of staff do not follow diet. Manager buys staff members membership to the corporate gym. Pressures staff to attend workout sessions in gym. Buys staff low carb power bars. Offers to buy case of......
My state is North Carolina. Hello everyone. Here is my dilemma. I have always worked consistently and been able to pay my bills. Nevertheless, I purchased a new car in 2008. I was working a great job and did not have a problem paying my car note at first. However, I was laid off about 5 months......
What is the name of your state? TX Is it fraud for an authorized user on a credit card to continue using the card after it was cxd? My ex wife claims she didn't know I cancelled her as an authorized user and carried on using the card after it was cancelled cuz the merchants accepted the......
What is the name of your state? Ca. I signed up to go to a gym for three months. I called and asked how much it would cost and they told me 17$ per month plus a 69$ initiation fee. I showed up with that amount and they also added on a 29$ process fee. I paid, I worked out for three months and I......
What is the name of your state? ohio my brother is in jail, and will be for quite a while. i have power of attorney over his estate. he wants me to max out his credit cards to pay his legal fees and whatever else needs payed (including giving him some money)(about $5000 total). i'm pretty sure......
What is the name of your state?What is the name of your state? WE ARE IN NC.. my friends Son wants to file pro se' he is single , has no property.little income, little expenses, he wants to file ch 7 on 8K.....does he have to mention if I help him with the forms, and if he does put my name down,......
What is the name of your state?TX Is it fraud for an authorized user on a credit card to continue using the card after it was cxd? My ex wife claims she didn't know I cancelled her as an authorized user and carried on using the card after it was cancelled cuz the merchants accepted the......
What is the name of your state? IL. I'm trying to get clarification on figuring out how much interest a CA can charge on an old debt. When you request verification of the debt, are they supposed to provide you with the original amount owed and break down the additional fees? Also would you go by......
What is the name of your state (only U.S. law)? OHIO If my husband has credit cards in his name only am I responsible for his debit if he defults?...