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Is it legal or harrassment? (BANKRUPTCY & CONSUMER CREDIT)

Mon, 28 Nov 2005 18:08:00 GMT

What is the name of your state? Ohio
I received a call from a friend of mine saying that they received a call on their personal cell phone from someone looking for me and asking for me by name. I called the number to find out it was some collection company trying to collect on a past due notice for a Verizon home telephone bill. [which I didn't know I had a past due balance because I never received a past due bill to say so or any other form of communication from them] Is this an invasion of my privacy and also my friends? They would have had to have accessed the number from personal phone records as I have given it to no one.
Please advise.

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  • Mon, 28 Nov 2005 23:17:00 GMT(1)
  • [quote=freetobegd][which I didn't know I had a past due balance because I never received a past due bill to say so or any other form of communication from them]
    Guess what? You just received communication from them.

    Quote:

    Originally Posted by freetobegd

    Is this an invasion of my privacy and also my friends? They would have had to have accessed the number from personal phone records as I have given it to no one.

    Um no. Look we find people all the time. It is a simple question: "Who would know how to get ahold of him?" Somebody spits out the phone number.
    As for invading your privacy, the phone companies don't provide CAs with a copy of your calling records.
    Rather than putting forth a question about invading your privacy, you should be looking at debt, it's validity and why they had such a hard time getting in touch with you.
    DC
  • Mon, 28 Nov 2005 18:25:00 GMT(2)
  • Check out www.ftc.gov and read the Fair Debt Collection Practices Act. Section 804 applies to your situation. It seems that as long as the collection agency didn't tell your friend they were trying to collect a debt, they were allowed to call to confirm or correct location information on you.
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