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is it legal to do this (BANKRUPTCY & CONSUMER CREDIT)

Mon, 17 Mar 2003 13:13:00 GMT

What is the name of your state? Mississippi. It has been over thee years since I changed jobs. My previous employer has turned over an account that I had there to a collection agency. They say I owe some $4000.00 on that account. I have no idea what these charges are for. I have asked for invoices that would show me what I am billed for. The reciepts that i got do not have my signature on them. Is this legal for him to charge my account for something I did not sign for? What are my options? How would this hold up in court and is it worth going to court? When I
left that company my account balance was $0. Help!

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  • Mon, 17 Mar 2003 13:26:00 GMT(1)
  • Quote:

    Originally posted by sbod6914
    What is the name of your state? Mississippi. It has been over thee years since I changed jobs. My previous employer has turned over an account that I had there to a collection agency. They say I owe some $4000.00 on that account. I have no idea what these charges are for. I have asked for invoices that would show me what I am billed for. The reciepts that i got do not have my signature on them. Is this legal for him to charge my account for something I did not sign for? What are my options? How would this hold up in court and is it worth going to court? When I
    left that company my account balance was $0. Help!


    My response:
    It's not so much whether you signed an invoice; rather, it's more important for your employer to prove whether or not you ordered something and whether you received a benefit from the amounts/items for which you are being billed.
    Was there some sort of an agreement that you would be responsible/liable for any amounts invoiced to you?
    It would be nice if you were more specific with your story because I'm "shooting in the dark." For example, what is it that you're being billed, and what was the purpose of the items, etc.?
    IAAL
  • Mon, 17 Mar 2003 16:16:00 GMT(2)
  • Are you talking about a company credit card that you surrendered when you left the firm? If so, the SOL on cc debt in Ms. is 3 years. In fact. according to www.creditinfocenter.com the SOL for all debt in Ms. is 3 years. Post back with some specifics.
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