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Originally Posted by mdcoastie
While there is no such thing as the national debt collection act. you can review the Fair Debt Collection Practices Act of 1977, also look into the Debt Collection Improvement Act of 1996. There are certain things that a collection agent can and can not say/do. i have had some experience in this area. Hope this helps.
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What is the name of your state? Arizona I am a licensed contractor in Arizona and am a sole proprietor. Federal bankruptcy law allowed a company I did business with to sue me for all monies paid to me 90 days prior to their Petition for Bankruptcy. They are now trying to collect that money,......
Unfair debt collectionIn Connecticut, I have searched and searched to no avail. I need to know if and how I can sue a lawyer. This lawyer was hired by a creditor to collect an old debt. No problem, actually, don't know why they wasted their money, I was paying them on an agreed schedule. This lawyer agreed to a......
unfair credit reportingWhat is the name of your state? Texas My son was run over by a truck. He was taken to the hospital emergency room, treated, and released. This was filed with the insurance company as an MVA and the vehicle insurance paid for the entire incident. I got a bill from Range Physicians billing service......
Unfair Credit PracticesI'd like to inquire about credit reporting agencies and their unfair practices, which also encompasses credit grantors. The specific scenario which brought this issue to my attention was when applying for Dell Credit on the www.dell.com website. The offer was a special promotion for......
Unfair Credit Collection Practices?Hi all, I recently ran a credit report, and was surprised to see a Unpaid Collection account on my report. I immediatley called the collection agency and they told me that I had an unpaid balance on my old phone bill. They told me that they sent a letter to my old address (where the old phone......
Unfair credit card balanceWhat is the name of your state? Michigan I would like to know if I can legally challenge the balance due on an old credit card. I was a college student at the time and I had a $600 dollar limit on my credit card. I had kept the balance below the limit but one month I had made my payment a few......
Unfair collectionsi live in massachusettes and have an auto loan from new jersey. i made all 42 of my contractual payments but the loan company states that i owe more due to late fees. i have written to the company directly asking for summary of my payment history and all applied late fees. i also advised that my......
Unfair collection practices, can I sue?I live in INDIANA guys! It has been 3 weeks since a lawyer told me that they have filed a lawsuit against me for a debt amount of $1185 dollars but I never received a summons and anyway they sent me a letter giving 30 days to make payment arrangements with them and I did reply asking them also......
Unfair Collection AgencyHello and thank you for your help! I am in Missouri. My mother-in-law, a Missouri resident now deceased, was an elderly lady on Medicare; BCBS and Medicaid. Several weeks before her death she required transportation on 2 separate occasions from the nursing home to the hospital for treatment. The......
unexpected call from collection agencyCan anyone please help a student who needs some advice? Here's my situation: I was recently contacted by someone claiming to be a collection agency, who said that I owed $600 to a doctor for treatment performed almost a year and a half ago. The supposed agency said that they had sent me several......
[Accidents & Personal Injury Law] help! a dui drunk drive hit me head on. his ins co paid me 20k. now my attorney is making a claim against My own ins co under the Under Insured Motorist Provision which i have a 300 k limit. my neck and back still hurts after11 months. i get head aches, i cant sleep well at nite, i get up.........
application for entry of default & entry of default[COURTS, LAWYERS & LITIGATION] i live in arizona on 3/2/01 i was served with a civil summons. on 3/21/01 i answered the summons & sent a copy of it to the plaintiffs attorney. today i received an application for entry of default & entry of default. what does this mean? they are saying i didn't answer the.........
Dental Malpratice[Accidents & Personal Injury Law] What is the name of your state? LOUISIANA MY WIFE WENT TO HER DENTIST TO GET A ROOT CANAL. DURING THE PROCEDURE THEY TALKED ABOUT GETTING COSMETIC WORK DONE ON HER FRONT FOUR TEETH. BEFORE SHE GOT OUT OF THE CHAIR AND WITHOUT REMOVING THE NITROUS OXIDE SHE WAS RECEIVING HE BEGAN THE COSMETIC.........
Ownership/Liability of an Easement[Real Estate & Property Law] What is the name of your state (only U.S. law)? New Mexico There is an easement to a golf course that allows pedestrians and golf carts access to the greens. The easement is situated between two different Home Owner Associations here in Albuquerque, Bernalillo County, New Mexico. One HOA claims.........
Bogus Parking Ticket[Traffic Law] Hi, I received a parking ticket in the fall of 2000 at the University of N. Carolina while attending a girls basketball camp. The ticket was for $55. My daughter was injured while playing (possible fractured ankle)pulled our van to the front of the building to load her up. Came out 10 minutes.........
Can game publishers sue me?[Intellectual Property] --United Kingdom-- I wanted to hold a service where i will hold frag/game win details for multiplayer gamers, and I was going to charge them for this service. Will i need to get licensing from the game publishers of some sort since I am making money from the game?(counter-strike , valve.........
to know[Tax Law] What is the name of your state? US Hi, i am beginner in marketing business ,i want to know tax laws at same time tax filing services .wat aboutfollowing link how far it will be benifitable ......
Vehicle Scrapped & Cut Up[Consumer Law & Fraud] This is in Florida. I am a car dealer. I financed a 01 van to a lady- She is paying 1/2 payments, due to the fact she claimed she wrecked the vehicle, and it is not drivable. Somehow she did not have insurance. Well I located the vehicle and it was sitting on it's side- no windows- no tires, -no.........
Neighbors & dogs-What can I do?[COURTS, LAWYERS & LITIGATION] What is the name of your state? NC The people that own the house across the street from us asked us to keep an eye on their house when they rented it. The last time they rented it, it got messed up. When the new tenants came home with a 2nd dog, we called the owners and told them. The new.........
How to file writ of Habeas Corpus? Friend hasn't seen his judge for THREE MONTHS...[Government & Administrative Law] What is the name of your state (only U.S. law)? MISSISSIPPI So.. Wikipedia seems to be very clear in that there is NO LIMIT as to who can file a writ of habeas corpus. Habeas corpus - Wikipedia, the free encyclopedia These quotes are only from the Intro...Quote: ... is a legal action, or.........
What is the name of your state (only U.S. law)? Ohio What recourse do I have with an unethical debt collector? He gave personal information about my debt to an unauthorized third party....
What is the name of your state (only U.S. law)? texas i have a business loan at my local bank which also has all my personal checking and business checking. the loan has a guarantor that is also one of our customers. i went to the bank to borrow a small secured personal loan in my name. the bank......
What is the name of your state (only U.S. law)? florida is an 11 year old judgment that was not re-recorded legally enforceable in Florida, and can the collection agency lawyer legally deposition me...
New York, Massachusetts I am not sure if this is the correct forum, but here is my question. I am in the process of building a house near Albany, New York. The builder has now declared bankruptcy. The house is incomplete, and I have paid money for work that has not been completed. I was......
What is the name of your state? Pennsylvania I would like to know if unemployment compensation is exempt from Liens and Judgements ?...
I did a telephone unemployment appeals case on May2, 2006, and just received the Decision. I don't know if I lost or won! So now what? Am I required to pay back UI benefits? If so, counsel would be required, correct? I am still awaiting the outcome of arbitration with trying to secure my......
What is the name of your state? CT I am looking to file chapter 7, but am currently out of work with no income. Is it better to wiat until I have a regular income to file, and does it make a difference if I file with no income, and then after filing become employed?...
I live in Georgia This post was posted under civil litigations and I think this is the place it should be- I would like to know if I have some type of protection from my car being repo'd. I did not purchase nor was I asked about purchasing the insurance that will pay the car if I became......
What is the name of your state? CALIFORNIA I have been unemployed since mid May and I have had a collection agency threaten to take me to court for a medical bill. I explained to them that I was unemployed and wouldnt know when I would get a new job. The person I spoke with was very......
What is the name of your state (only U.S. law)? NewJersey. I have been out of work for 14 months, due to the economy, and my husband just lost his job. We both were in the workforce for 36 and 45 years. Our two children are attending college. One has loans, and the other has a scholarship in her......