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Hello Everyone, I am in the process of filing thru Ziinet; It is still a very tedious process. I was under the impression that I did not list my credit card payments on a Schedule J, do I? If that is the case my expenses FAR exceed my income. Somewhere along the line I thought I was told that......
ZiinetWhat is the name of your state? CA Does anyone here use Ziinet software to file? Please advise....
Zero balance on loanWhat is the name of your state? IN I just pulled my credit report and noticed a home equity line of credit that my ex and I obtained while married has a zero balance. My ex filed bankruptcy and the home with the home equity line of credit is mine in the divorce - does the zero balance mean I......
Zayres debt from 1989What is the name of your state? Virginia Husband received a call at work from Portfolio Recovery Associates, in regards to a $6,000 credit card that he defaulted on 3 years ago. I was aware of the card, and had made previous payments on it for him. In talking with Josh from PRA, he informed me......
Young, in debt with collections..can someone help?What is the name of your state? CA I'm 25, and living at home. Bad things happened in family so started having bad lifestyle. Have few credit cards from Chase, BofA, Verizon, Household and couple others, hospital bills, unpaid school dues, financial aids that needs to be paid, and other misc.......
young brother ignoring creditorsMy brother ran up a $200 phone bill while attending a college in NY (in the Fall of 1998 - he was 18 at the time). He has recently moved in with me in Texas. He assumed that the phone bill "magically" disappeared since he stopped receiving bills while he lived in NY. Just recently we......
Young Adult Trying To Get Out of DebtWhat is the name of your state? Florida I joined a debt management program and the interest rate on my credit card when up rather than down, additionally the credit card company charges fees for being in the debt management program and reporting deliquncies on my account when they are being paid......
You should suck cock for money !Gay men have a lot of cash, so clean their ****ty cocks with your tongue !...
You may qualify for a home loan with us even if you are in bankruptcyIf you have been in Chapter 13 or 11 for 6 months or more, or have a Chapter 7 discharge for 1 day or more; we may be able to secure a home mortgage for you. If you have been turned down by other lenders because of flaws in your credit, visit www.walkermortgagegroup.com . We have built our......
You may qualify for a home loan with us even if you are in bankruptcyIf you have been in Chapter 13 or 11 for 6 months or more and current with payments, or have a Chapter 7 discharge for 1 day or more; we may be able to secure a home mortgage for you. If you have been turned down by other lenders because of flaws in your credit, visit www.walkermortgagegroup.com......
[Government & Administrative Law] 29 JANUARY 2006 Respectfully, can a special court martial conviction with a bcd for purely military offenses be expunged; especially after having it 35 years with an exemplary civilian record? If so, how does one pursue this avenue? Thank you in advance.......
PC Software, PC Games, Video Games, & DVD Movies[Intellectual Property] When I was searching for dvds and video games I found a website i.e. www.sosdeals.com which provides extremely nice collection of Video Games, PC Games, Xbox, educational software, playstation 2, PC software, etc. Just Visit this website for best game deals. You will really enjoy the products.........
House Trade[Real Estate & Property Law] Maine: My husband and I have decided to trade houses with our neighbors. We live outside of the US and have no mortgages. What are the tax implications of making the trade? What amount should we put on the sales contracts? We will not need a mortgage but will be putting a substantial amount of.........
STIPULATED COTINGENCY AGAIN![CRIMINAL LAW & PROCEDURE] My son goes to court on Jan 3rd..... Please help me.... I have written to you atSJLin,,,,,,, and stipulated contingency again.... PLEASE!Help me , I need to help my son, and I don't know how...... my son could be suicidal, if I don't help him.....PLEASE HELP ME I LOVE HIM......
Cell Phones & Private Property at Work[BUSINESS & FINANCIAL & Corporate LAW] My question involves business law in the state of: Iowa I just recently had a work meeting where we addressed work attire and cell phones. We were handed out a pamphlet that was split into two pages the first page front and back was about proper work clothes and the second page front and back was.........
401k fraud[Accidents & Personal Injury Law] What is the name of your state? NY I work for a small private company and found out that the company has not been depositing 401k withdrawals from employees check for almost a year but keep the funds and using them for business activities. The funds are managed by a 3rd party financial.........
Can they dig ditches & call them speed bumps?[Real Estate & Property Law] My neighbors are digging ditches across my right of way to my property calling them speed bumps? They are hard on my vehicle and we don't speed by their home anyway. The road is a dirt road and it is rough. Isn't there some kind of law stating the proper entry of speed bump......
Tax Payer Spending[Government & Administrative Law] What is the name of your state (only U.S. law)? New York What is considered appropriate spending by an elected official of a municipality? Can they charge dinner and drinks to the municipality? Can they utilize tax funds for personal purchases even if they pay it back? Where would I find the.........
executor of will[Wills & Trusts] What is the name of your state? I live in Texas. My ex-wife executed a will with her now-deceased husband as executor of her will. She didn't name a second executor. In her will, the now-deceased husband was to inherit everything. If he preceeded her in death, i was named to inherit.........
Music Royalties[Intellectual Property] Are broadcast mechanical royalties the same as public performance royalties? i.e. are these the royalties a songwriter receives for airplay of their song? Also, I'm hearing there's a 'new' stream of royalty income payable to artist's for the performance and broadcast of songs they've performed.........
What is the name of your state? IL I am in my early 20's I graduated college and i have about 45k debt In school loans (20k @ 6.5% 25k @ 8%) I landed a job in my field , I am able to pay off $2.5k a month towards these loans as i live with my parents. Car is payed off. No other bills except......
OK, I'll try to condense this. We filed a Chap. 7 1/03. At the 341 meeting with the trustee, he asked if we were surrendering our property. We answered in the affirmative(it should be on the tape he made). We stopped making mortgage payments per our attorneys advice, in order to allow the lenders......
What is the name of your state? CA We should all have such troubles. History: I am in "Divorce recovery", from a financial nightmare ex-husbant. Because he was not paying his bills, and at the time, I could not, I filed C7 BK. Turns out, he sold his truck (the biggest debt problem),......
Hi I live in Ohio and know a lot about laws and really anything to do with anything legal. Will something happend to me July 7 this past year. I was in a car accident I was driving my car and was hit head on by a truck the driver was charged. Anyhow I have only talked to his ins company maybe......
What is the name of your state? KS I wrote HSBC Card Services twice but got two identical form letter replies: Unfortunately we are unable to approve your application due to the following reason(s): YOU ALREADY HAVE A BANKCARD ACCOUNT OF THIS TYPE Application provisions clearly state that the......
What is the name of your state? http://www.creditman.biz/uk/members/news-view.asp?newsviewID=1915&id=1&mylocation=News&chksrc=NNow4251...
Is there a way to find out if the trustee is going to take your tax refund or not? they did not take my state but I was wondering about the federal. wanted to add this and I dont know if this matters so please no hateful remarks.. my trustee signed off on my bankruptcy in October stating in a......
What is the name of your state? FL This is multi-jurisdictional. The debt began in Washington State, and I moved to FL after it apparently became charged off. I have disputed this debt since I distinctly remember paying it, however, the move seems to have "ate" any evidence to support......
What is the name of your state?IL First my background on our situation, we are awaiting discharge. Have a 1st & 2nd mtg., we're keeping the home. We have some equity even with the two loans but not enough to make us non-exempt. So the house was exempt. We received a re-affirm letter for the......
What is the name of your state? CA i've read through all the other threads regarding co-ownership of an automobile, and still have this question: why did the DMV tell me that since the registration card lists the registered owners as either me OR my ex, both of us are able to have the other......