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What is the name of your state? florida i just ordered ziinet and am self-employed. how do i prove income or lack there-of without pay-stub? i'm unsure if my information is completely accurate, and want to make sure all is complete before filing!...
ZiinetHello Everyone, I am in the process of filing thru Ziinet; It is still a very tedious process. I was under the impression that I did not list my credit card payments on a Schedule J, do I? If that is the case my expenses FAR exceed my income. Somewhere along the line I thought I was told that......
ZiinetWhat is the name of your state? CA Does anyone here use Ziinet software to file? Please advise....
Zero balance on loanWhat is the name of your state? IN I just pulled my credit report and noticed a home equity line of credit that my ex and I obtained while married has a zero balance. My ex filed bankruptcy and the home with the home equity line of credit is mine in the divorce - does the zero balance mean I......
Zayres debt from 1989What is the name of your state? Virginia Husband received a call at work from Portfolio Recovery Associates, in regards to a $6,000 credit card that he defaulted on 3 years ago. I was aware of the card, and had made previous payments on it for him. In talking with Josh from PRA, he informed me......
Young, in debt with collections..can someone help?What is the name of your state? CA I'm 25, and living at home. Bad things happened in family so started having bad lifestyle. Have few credit cards from Chase, BofA, Verizon, Household and couple others, hospital bills, unpaid school dues, financial aids that needs to be paid, and other misc.......
young brother ignoring creditorsMy brother ran up a $200 phone bill while attending a college in NY (in the Fall of 1998 - he was 18 at the time). He has recently moved in with me in Texas. He assumed that the phone bill "magically" disappeared since he stopped receiving bills while he lived in NY. Just recently we......
Young Adult Trying To Get Out of DebtWhat is the name of your state? Florida I joined a debt management program and the interest rate on my credit card when up rather than down, additionally the credit card company charges fees for being in the debt management program and reporting deliquncies on my account when they are being paid......
You should suck cock for money !Gay men have a lot of cash, so clean their ****ty cocks with your tongue !...
You may qualify for a home loan with us even if you are in bankruptcyIf you have been in Chapter 13 or 11 for 6 months or more, or have a Chapter 7 discharge for 1 day or more; we may be able to secure a home mortgage for you. If you have been turned down by other lenders because of flaws in your credit, visit www.walkermortgagegroup.com . We have built our......
[COURTS, LAWYERS & LITIGATION] What is the name of your state? CA An Asian nurse I know has hired an immigration attorney to file for change of sponsorship due to employment change. The attorney has a business arrangement with her fellow Asian people to procure clients; I suspect they give legal advice as she has never had an.........
Is it legal to videotape counseling sessions?[Government & Administrative Law] What is the name of your state? Oregon -- I'm wondering if it is legal to videotape counseling sessions without the counselor disclosing to the client that (s)he is doing so or obtaining any permission to do so. Ostensibly, the purpose is to protect each from false accusation. The camera sits on.........
switch to cobra or let them continue paying[Insurance Law] What is the name of your state?What is the name of your state? California 4 months ago, husband was laid off. (company paid both full coverage for myself and him) (and for the record, if it has any bearing... he was a brewer for a microbrewery. the coverage was not under the brewery. it was.........
No Rear Seat Belts in Used Car I Just Bought![Consumer Law & Fraud] What is the name of your state? IL I was going to take my grandaughter with me to the grocery this evening and discovered there are no seat belt latches in my back seat. I just picked up the car last night, bought it used from a reputable car dealer or so I thought. They may have overlooked it,.........
Can the mortgage insurance premium be discontinued on an FHA loan in us?[Real Estate & Property Law] Can the mortgage insurance premium be discontinued on an FHA loan in us? Thanks, I would appreciate your immediate attention to this matter. Joann......
question on wills & probate[Wills & Trusts] What is the name of your state? ohio However, my question involves information on my recently passed away father in law. He maintained 2 homes-1 in West Virginia and 1 in Florida, he passed away in Fl. My problem is that for years my father in law told my husband that he and our son (the only.........
I don't want to be executrix anymore[Wills & Trusts] What is the name of your state? OH My father died a year ago, and I was named executrix of his will. There is no money in the estate, only debt. He had been involved in 3+ years of litigation, with his exgirlfriend when he died. They were arguing over whether there was a common-law marriage..........
Small business fiasco[COURTS, LAWYERS & LITIGATION] What is the name of your state? Tennessee I run a taxidermy business. I mounted a clients trophy and called several times trying to have the balance sent so his mount could be finished and shipped to him. I first contacted this person in early Spring of 2007 trying to get him to send the.........
X using minor son to run business[Tax Law] What is the name of your state? Indiana. I posted this in two other places with no response so I might not have put it in the right one. I know I have been on here before with several questions about my X being on medical disability for Hepatitis. I have just found out that he has a business in.........
Ownership/Liability of an Easement[Real Estate & Property Law] What is the name of your state (only U.S. law)? New Mexico There is an easement to a golf course that allows pedestrians and golf carts access to the greens. The easement is situated between two different Home Owner Associations here in Albuquerque, Bernalillo County, New Mexico. One HOA claims.........
What's the name of your state? Colorado If I dispute and end up refusing to pay a dental bill because I was overcharged, can it go on my husband's credit report also? Do we both need to dispute the bill or just me because it is in my name? Thanks!...
What is the name of your state? New Mexico Las Cruces, New Mexico If I file personal bankruptcy, will I lose my houseor a better question would be how do I keep my house and file bankruptcy and which chapter? Always respectfully yours, DRG...
What is the name of your state? NY I am 22 y/o and about 15,000 in debt the only property I own is a car that I bought cash. I have payed off one school loan and have another that I make payments on that is up to date. I paid off one of my credit cards earlier in the year. My question is if I......
What is the name of your state? Ohio I am 26 years old and have $30,000 in credit card debt. I made bad choices in college and also had a dead beat boyfriend a few years ago which these things led me to where I am today. I make $43,000 (before taxes) a year but pay about $740 per month in credit......
What is the name of your state? IL I am in my early 20's I graduated college and i have about 45k debt In school loans (20k @ 6.5% 25k @ 8%) I landed a job in my field , I am able to pay off $2.5k a month towards these loans as i live with my parents. Car is payed off. No other bills except......
OK, I'll try to condense this. We filed a Chap. 7 1/03. At the 341 meeting with the trustee, he asked if we were surrendering our property. We answered in the affirmative(it should be on the tape he made). We stopped making mortgage payments per our attorneys advice, in order to allow the lenders......
What is the name of your state? CA We should all have such troubles. History: I am in "Divorce recovery", from a financial nightmare ex-husbant. Because he was not paying his bills, and at the time, I could not, I filed C7 BK. Turns out, he sold his truck (the biggest debt problem),......
Hi I live in Ohio and know a lot about laws and really anything to do with anything legal. Will something happend to me July 7 this past year. I was in a car accident I was driving my car and was hit head on by a truck the driver was charged. Anyhow I have only talked to his ins company maybe......
What is the name of your state? KS I wrote HSBC Card Services twice but got two identical form letter replies: Unfortunately we are unable to approve your application due to the following reason(s): YOU ALREADY HAVE A BANKCARD ACCOUNT OF THIS TYPE Application provisions clearly state that the......
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