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BANKRUPTCY AND CONSUMER CREDIT

• summons answer

• What is the name of your state? NY I am answering a summons on a consumer debt and one paragraph states; 'Upon information and belief, this agrrement provides for interest on the unpaid balance at the rate of 9% per year.' Because of the incredibly low interest rates at this time I want to......
• Sun, 05 Sep 2010 23:58:00 GMT | 665 bytes | Answers (2)

• Need advice please

• What is the name of your state? FL I've recently been considering bankruptcy, but I'm afraid of the small print. The equity in my house has gone up, but I can't refinance because I don't want the higher payment. I also have a car in my name that my stepson pays me for. The only items in my home......
• Sun, 05 Sep 2010 23:58:00 GMT | 609 bytes | Answers (2)

• Should we file Married or Seperated?

• What is the name of your state? MI I just talked with a lawyer.... and she suggested that we file "physically" seperated instead of a married couple because of the income limit for filing a chapter 7 bankruptcy (we both work). I explained to her that we cannot afford to be physically......
• Sun, 05 Sep 2010 23:58:00 GMT | 533 bytes | Answers (14)

• Fraud Claim against Credit card company

• What is the name of your state? Maine Approx. 4 years ago I applied for a best buy credit card to purchase a PC for college. In fine print at the bottom of the application it read that I was also applying for a household bank mastercard. I was unaware at the time that I had applied for the card,......
• Sun, 05 Sep 2010 22:58:00 GMT | 1,586 bytes | Answers (14)

• OLD Debt- Help!

• What is the name of your state? Florida.... but debt is from North Carolina Almost 6 years ago (next Jan), my ex husband and I broke a lease in North Carolina. I got one notice a few months after leaving the apartment of money due. I made one payment (very small payment... I think about $20) We......
• Sun, 05 Sep 2010 20:58:00 GMT | 912 bytes | Answers (2)

• What is the function of the U.S. Trustee and where is it located in Arizona?

• What is the function of the U.S. Trustee and where is it located in Arizona? Noel...
• Sun, 05 Sep 2010 20:58:00 GMT | 91 bytes | Answers (1)

• Collections Issue

• What is the name of your state? Texas Quick questions regarding an account in collections. How long does an account in collection status remain on your credit report? Does it make sense that the Date account opened and Date of status would would be different on the credit report compared to the......
• Sun, 05 Sep 2010 19:58:00 GMT | 354 bytes | Answers (1)

• Oregon SOL - old debt, harrassment

• What is the name of your state? Oregon I have been receiving telephone calls from a collection agency in Oregon. First: I have requested that they send me a written statement reflecting the debt that they claim I owe, listing each item. They tell me that they can tell me the amounts over the......
• Sun, 05 Sep 2010 17:58:00 GMT | 1,774 bytes | Answers (1)

• Collections of Payday loan

• What is the name of your state? CA Okay, so I did a stupid thing when I was broke and hungry and took out a payday loan, with every intention of paying it back, but then due to health issues missed a lot of work and so was unable to pay it back in a timely manner. Now I'm feeling much better......
• Sun, 05 Sep 2010 16:58:00 GMT | 2,114 bytes | Answers (12)

• Unfair Debt Collection

• VA. I was recently contacted by a friend and family member who stated that a rep from an auto collection agency stopped by their home and inquired as to my whereabouts. The aforementioned individuals were told personal information re: my insurance coverage, my delinquencies on the account and......
• Sun, 05 Sep 2010 13:58:00 GMT | 485 bytes | Answers (3)

• home condemned in ky. who is now responsible for the remaining mortgage balance, need

• What is the name of your state (only U.S. law)? ky. can any one tell me what happens when your home is condemned and no longer safe to live in and who gets stuck with the remaining mortgage balance ? What is the name of your state (only U.S. law)?...
• Sun, 05 Sep 2010 12:58:00 GMT | 247 bytes | Answers (1)

• aged parent credit card debt

• What is the name of your state? Florida My mother-in-law has managed to develop a rather large credit card debt. Her husband died a few years ago and he had her spending under control while he was alive. Now it is out of control and she is in arrears. She is 85. Her method of coping with his......
• Sun, 05 Sep 2010 11:58:00 GMT | 470 bytes | Answers (1)

• Alias Summons

• What is the name of your state?What is the name of your state?What is the name of your state?What is the name of your state? CA I returned a vehicle back to Toyota and it was charged off as of March 2000. Since that time I have moved back and forth between CA and CO. The SoL in CA is 4 years......
• Sun, 05 Sep 2010 10:58:00 GMT | 2,000 bytes | Answers (2)

• help with mothers debt

• I am trying to find out what would be best for my elderly mother. She has aprox. 44000 in credit card debt. She hasn't paid on them "3" since 9/04. They are now calling me as she has no phone. I have not talked to them. She is on a small fixed income has no savings or assetts, rents and......
• Sun, 05 Sep 2010 10:58:00 GMT | 639 bytes | Answers (1)

• Bush's Bankrupt U$A being purchased by China - Bu$h Failures continue to mount !

• US protectionist fangs bare in Unocal bid By Matthew Benjamin (usnews.com) Updated: 2005-07-10 22:04 Trade fury. There's no better term for the atmosphere on Capitol Hill these days. It's bipartisan, it's increasing in ardor, and it reached a frenzy last month when the House of Representatives......
• Sun, 05 Sep 2010 10:58:00 GMT | 6,555 bytes

• Old Hospital Debt

• What is the name of your state? Louisiana In May of 2000 my wife had surgery. We had insurance at the time. The insurance company did an audit of the hospital bill and only paid a small amount. This left a balance of about $20,000.00. The insurance company told us we didn't have to pay the......
• Sun, 05 Sep 2010 09:58:00 GMT | 421 bytes | Answers (1)

• hospital bill collection

• im from ks. i was hospitalized in march of this year. i applied for "charity care" to pay for the $8,444 bill. i talked to the financial aid dept. a couple weeks ago, and told them i had applied for disability. now they wont submit my application until i receive a determination from......
• Sun, 05 Sep 2010 09:58:00 GMT | 849 bytes | Answers (1)

• wage garnishment in prison

• someone owes me several thousand dollars from a personal "loan" about a year ago in pennsylvania. since i never received a single penny from him, i took the matter to court and won. the problem is that i'm still not getting anything out of him anyway. i would file to have his wages......
• Sun, 05 Sep 2010 09:58:00 GMT | 551 bytes | Answers (1)

• Collection Agecny

• What is the name of your state? MA I recently went into agreement with a Attorney Office acting as a collection agency for a credit card company I have a card with. I mailed in my first payment under this agreement (with a personal check) almost a month ago and it has not yet been cashed. I......
• Sun, 05 Sep 2010 07:58:00 GMT | 583 bytes | Answers (7)

• Is it legal to give store discounts with store credit card purchases but not cash?

• I visited a sears store in Omaha Nebraska and wanted to buy a $1,000 purchase. The salesperson informed me that I could get a 10% discount by paying for the item with a sears charge card. I applied for the sears card but was not apporved. I asked for the same 10% discount with a cash purcahse but......
• Sun, 05 Sep 2010 06:58:00 GMT | 850 bytes