I'm in a civil case with an ex boyfriend over furniture and gifts he bought me. He was my insurance agent on a life insurance poliy I purchased from him (his company is Allstate), he submitted my life insurance application in the civil case as evidence without retracting my health information...
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Cancellation of Illinois Business InsuranceMon, 09 Jan 2012 12:03:32 GMTIntially when last payment was made I expressed to my insurace offices' office manager that we would no longer have insurance with them at the end of this cycle. Months later we recieved a bill, and when I contacted them I was told it would be taken care of. About a month later after audit was...
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benificiary taxSun, 08 Jan 2012 09:47:18 GMTi live in florida my mom lived in Ct i am the beneficiary on her life insurance do i have to pay any type of taxes or fees...
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benificiary taxSun, 08 Jan 2012 09:46:16 GMTi live in florida my mom lived in Ct i am the beneficiary do i have to pay any type of taxes or fees...
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COBRA coverage when moving out of StateFri, 30 Dec 2011 21:30:51 GMTHi. Have a question regarding COBRA coverage when moving out of State. Upon accepting a job offer in another State, my wife notified her employer that she would be leaving her work because we were moving. Since she is pregnant, she wanted to have health insurance while my new health insurance...
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If there is no insurance policy that exist for what I want, who can write it up.Mon, 14 Feb 2011 16:25:00 GMTI want a non owner commercial truck policy that covers the truck, trailer and the load but it doesn't exist. It exist non owner vehicles policy that allows you to drive any vehicle and the insurance will cover it but none for big rigs. The insurance agents doesn't know how or who is the actu...
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father forged mothers signature on life insuranceMon, 14 Feb 2011 05:27:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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tax deferred life insurance policySat, 29 Jan 2011 12:02:00 GMTabout 23 years ago i purchased a tax defered life insurance policy for around $70,000 . Every year since I had to pay around $2500.00 interest to keep the policy in force. In 2010I was late on the payment and received a notice that my policy was canceled and they would report to IRS an extra incom...
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How can I search for an unclaimed insurance policy, for free, that my father left me?Sat, 01 Jan 2011 14:52:00 GMTMy father passed away in 1997. He was married at the time he passed and had two biological children (me and my half sister). My stepmother and I had not always been on good terms. I was originally told that he left me one insurance policy for $25,000 in which I cashed soon after he passed A few mon...
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my father got a life insurance on my mother forged her signatureSun, 19 Dec 2010 12:09:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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Will personal property insurance cover my broken TVFri, 10 Dec 2010 21:01:00 GMTMy 4 year old got upset and threw a toy train at my 46" tv and broke it. Should my insurance cover this? Would this be classified as vandalism. He purposefully threw the train at the tv out of anger. So even if he didnt mean to break the TV. Because he threw it on...
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Health Insurance cancelled before termination, no COBRA grace periodFri, 10 Dec 2010 05:25:00 GMTI was on a long term disability, without knowing and finding out by accident, I was terminated on 8/3/08. Because of the LTD, I was paying my health insurance directly and paid the premium on 7/27/08, for all of August , via my checking acct for 1 day delivery. I...
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Is my car covered under the landlords insurance?Fri, 23 Jul 2010 17:15:00 GMTi rent a house. A tree limb the size of a basketball fell on my car and damaged it greatly. there was a good deal of trees that were dead and afterwardss the landlord cut down all dead trees. the tree that the limb fell from was a live tree. ...
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Can employer switch health insurance retoactively? Live in Indiana, work in Illinois.Wed, 01 Sep 2010 07:03:00 GMTLive in Indiana and work in Illinois. I was preapproved for heart surgery which occurred end of January. After surgery my employer changed my insurance carrier and made it retroactive to January 1st. I am now left with hospital bills that would have been covered with my original insurance. Is t...
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Life insurance & beneficiarySun, 05 Sep 2010 12:46:00 GMTI live in IL. My husband and I were married just over a year and had a 10 week old son when my husband passed unexpectedly. His mother was still the named beneficiary on both life insurance policies and has decided to keep all of the money, despite the fact that we were married and hav...
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Life InsuranceSun, 05 Sep 2010 12:56:00 GMTMy husband and I were married just over a year before he passed away unexpectadly. He left behind a 10 week old son and myself. He had never gotten around to changing his beneficiary, so his mother received all of the life insurance money and has decided to keep it, despite our immediate...
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short term disability leaveWed, 08 Sep 2010 12:43:00 GMTI have been on a STD leave of absence since june 11, 2010. I am suppose to return to work 9/30/10 but do not feel ready to go back what are my options ...
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What is the statute of limitation for sending a bill in Michigan?Mon, 27 Sep 2010 14:47:00 GMTI just received a bill in 8/2010 from a local hospital in Michigan for a 6/19/08 procedure. Am I still obligated to to pay the bill? This is the 1st time the hospital has billed me for this procedure. I did speak to my insurance company at the time and per their records that processed the claim 7...
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Life Insurance contestablitiyWed, 29 Sep 2010 16:36:00 GMTMassachusettes My parents bought a life insurance policy for over 10 years now, about 1 year ago the policy lapse due to a miss communication between the company and my parents. The insurance company was suppose to take the payment from the cash value. I guess my parents overloaned and didn't...
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Who gets the moneyWed, 29 Sep 2010 21:53:00 GMTIn the state of GA if my ex-wife dies without changing me as beneficiary of her life ins policy and she has one child, who gets the money? ...
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Car Insurance company suspects me of giving false information, in turn, terminated my policy.Thu, 30 Sep 2010 02:46:00 GMTIn late Nov 2009 my car insurance had terminated due to non-payment. They provided me an option to renew, but, I was, at the time laid off, with no job, driving my Mom around in her car. So I figured, I dont use my car anyway, I'll just let it go until I really need to use my car. March 2010...
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What if no lawyer will take my case?Wed, 13 Oct 2010 21:52:00 GMTMy husband was overpaid over $40,000 [forty-thousand] by a private (?) ins. company through his union (California Correctional Peace Officers Association). We are both retired. He questioned it at the time and was assured the amount was correct. Now they want it back, with interest at over $1700....
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What if I cannot find an attorney to take my case?Wed, 13 Oct 2010 21:55:00 GMTYou told someone in an earlier post to get an attorney. Her case is much like mine (private disability overpayment of over $25,000). I can't find an attorney. Any suggestions?...
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Health InsuranceTue, 19 Oct 2010 07:35:00 GMTMy employer cancelled my health insurance without my knowledge and has sold his company. Are they still liable to offer me Cobra? I'm in NC the corporate office is in Florida. ...
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Dr is misfiling Ins forms. Ins., company won’t even review claim.Mon, 18 Oct 2010 03:06:00 GMTI visited a chiropractor over a few days back in May of 2010. The visits were pre-approved by my insurance, however when the office filled the claims they were originally denied due to the fact they had submitted the wrong forms. Totally the doctor’s fault. They resubmitted but well outside of...
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insurance timely filing write off?Mon, 25 Oct 2010 04:26:00 GMTI have a bunch of claims from AETNA that I did not file within the timely filing deadline of 3 months. Can I write these off on my taxes (I did the work but it is my fault, essentially, that I couldn't get to the claims in time). If I write it off, do I write off y FULL FEE or the co...
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Our money was deducted but company did not pay insurance... what can we do?Wed, 05 May 2010 15:01:00 GMTWe are a small company, with 12 employees. Our company pays for half of our insurance cost . The employees who have insurance, have their half of the cost taken out each week. We recently found out that the company has not been paying for the insurance. Since 1-31-2010 we have not been co...
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Company did not pay insurance... now what?Wed, 05 May 2010 15:20:00 GMTI work for a small company in Ohio. My employer pays for half of my health insurance and I pay the other half. My share is taken out of my cheek weekly. I recently found out that my insurance has not been paid since 1-30-2010 and was terminated on that date. I have talked to HR about th...
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In Wisconsin, can my husband drop my insurance if my employer does not offer any?Thu, 22 Apr 2010 07:08:00 GMTHe is employed through a company in Minnesota and has Blue Cross Blue Shielf of MN. Please help! We recently separated (not legally) and he dropped my coverage. No legal proceedings have been filed at all. According to the law we are 100% married....
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can i force ins company to use new parts instead of junck yardSun, 25 Apr 2010 09:30:00 GMTi have a ins est on it are several parts recondtion. to me that meanes junck yard parts.my car is a 2007 yes with130k miles. can i force to use new which will for shur total car. also they donot want to fix winshield. say it happened in earlier crash...
illinois - my insurance changed so i have to go to another clinic. i want our new doctor to have our medical records. can the clinic withhold my medical records because i owe them $304?...
What is the name of your state? Michigan My mother-in-law is helping out a family member by allowing him to store some of his items in her shed (i.e. mechanic's tools, power tools, etc.) and also using her driveway (in her backyard) to store his boat. My wife is concerned that some damage is......
My question involves insurance law for the state of:Iowa I was run off the road in what some may call a hit and run. I was on a motorcycle where the passenger ended up getting hurt, and had to have surgery for a broken bone. There was no accident report. My insurance had lapsed and therefore it......
If i was driving a uninsured vehicle in a parking lot and i backed up and bumped another vehicle(they have insurance) can they sue me and get my licensed revoked even if the damage to their car was very minor....
I am currently storing some of my furniture at a Public Storage facility. I opted to get insurance just in case something happened. The insurance they offer is through a company called Willis. It is a third party company, separate from Public Storage. In the Fall of 2008 I visited my unit, and......
What is the name of your state (only U.S. law)? florida my fiancee was married and her husband passed away and his employer refused to give her any info on his benefits life insurance policy that was paid for by the company. we have now discovered that there was a policy in effect but the death......
What is the name of your state (only U.S. law)? MA I have been denied the accidental death benefit from my deceased husband's life insurance policy. Low levels of THCA were found in his urine (5 ng/ml). Policy limitations state: Benefits are not payable for any loss to which a contributing......
What is the name of your state? Ohio A couple of family members and myself are tossing around the idea of starting a service that would deliver food from any restaurant in our area for a small fee per deliver. We all agree that to start the business we would initial make the deliveries......
I went to a chiropractor who told me on several occasions he was in my network. I started to get statments from my insurance company applying my visits to a deductable, that I would only have if I saw a out of network Dr. I called the Dr. and again he told me that he was in the network. 5 months......
My question involves insurance law for the state of: New York I was recently involved in a hit and run on a parked car. But told the insurance company that I was hit by somone who ran a red light. The owner of the parked car has filed an insurance claim aginst me. I have full coverage and my......