I'm in a civil case with an ex boyfriend over furniture and gifts he bought me. He was my insurance agent on a life insurance poliy I purchased from him (his company is Allstate), he submitted my life insurance application in the civil case as evidence without retracting my health information...
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Cancellation of Illinois Business InsuranceMon, 09 Jan 2012 12:03:32 GMTIntially when last payment was made I expressed to my insurace offices' office manager that we would no longer have insurance with them at the end of this cycle. Months later we recieved a bill, and when I contacted them I was told it would be taken care of. About a month later after audit was...
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benificiary taxSun, 08 Jan 2012 09:47:18 GMTi live in florida my mom lived in Ct i am the beneficiary on her life insurance do i have to pay any type of taxes or fees...
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benificiary taxSun, 08 Jan 2012 09:46:16 GMTi live in florida my mom lived in Ct i am the beneficiary do i have to pay any type of taxes or fees...
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COBRA coverage when moving out of StateFri, 30 Dec 2011 21:30:51 GMTHi. Have a question regarding COBRA coverage when moving out of State. Upon accepting a job offer in another State, my wife notified her employer that she would be leaving her work because we were moving. Since she is pregnant, she wanted to have health insurance while my new health insurance...
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If there is no insurance policy that exist for what I want, who can write it up.Mon, 14 Feb 2011 16:25:00 GMTI want a non owner commercial truck policy that covers the truck, trailer and the load but it doesn't exist. It exist non owner vehicles policy that allows you to drive any vehicle and the insurance will cover it but none for big rigs. The insurance agents doesn't know how or who is the actu...
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father forged mothers signature on life insuranceMon, 14 Feb 2011 05:27:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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tax deferred life insurance policySat, 29 Jan 2011 12:02:00 GMTabout 23 years ago i purchased a tax defered life insurance policy for around $70,000 . Every year since I had to pay around $2500.00 interest to keep the policy in force. In 2010I was late on the payment and received a notice that my policy was canceled and they would report to IRS an extra incom...
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How can I search for an unclaimed insurance policy, for free, that my father left me?Sat, 01 Jan 2011 14:52:00 GMTMy father passed away in 1997. He was married at the time he passed and had two biological children (me and my half sister). My stepmother and I had not always been on good terms. I was originally told that he left me one insurance policy for $25,000 in which I cashed soon after he passed A few mon...
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my father got a life insurance on my mother forged her signatureSun, 19 Dec 2010 12:09:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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Will personal property insurance cover my broken TVFri, 10 Dec 2010 21:01:00 GMTMy 4 year old got upset and threw a toy train at my 46" tv and broke it. Should my insurance cover this? Would this be classified as vandalism. He purposefully threw the train at the tv out of anger. So even if he didnt mean to break the TV. Because he threw it on...
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Health Insurance cancelled before termination, no COBRA grace periodFri, 10 Dec 2010 05:25:00 GMTI was on a long term disability, without knowing and finding out by accident, I was terminated on 8/3/08. Because of the LTD, I was paying my health insurance directly and paid the premium on 7/27/08, for all of August , via my checking acct for 1 day delivery. I...
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Is my car covered under the landlords insurance?Fri, 23 Jul 2010 17:15:00 GMTi rent a house. A tree limb the size of a basketball fell on my car and damaged it greatly. there was a good deal of trees that were dead and afterwardss the landlord cut down all dead trees. the tree that the limb fell from was a live tree. ...
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Can employer switch health insurance retoactively? Live in Indiana, work in Illinois.Wed, 01 Sep 2010 07:03:00 GMTLive in Indiana and work in Illinois. I was preapproved for heart surgery which occurred end of January. After surgery my employer changed my insurance carrier and made it retroactive to January 1st. I am now left with hospital bills that would have been covered with my original insurance. Is t...
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Life insurance & beneficiarySun, 05 Sep 2010 12:46:00 GMTI live in IL. My husband and I were married just over a year and had a 10 week old son when my husband passed unexpectedly. His mother was still the named beneficiary on both life insurance policies and has decided to keep all of the money, despite the fact that we were married and hav...
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Life InsuranceSun, 05 Sep 2010 12:56:00 GMTMy husband and I were married just over a year before he passed away unexpectadly. He left behind a 10 week old son and myself. He had never gotten around to changing his beneficiary, so his mother received all of the life insurance money and has decided to keep it, despite our immediate...
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short term disability leaveWed, 08 Sep 2010 12:43:00 GMTI have been on a STD leave of absence since june 11, 2010. I am suppose to return to work 9/30/10 but do not feel ready to go back what are my options ...
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What is the statute of limitation for sending a bill in Michigan?Mon, 27 Sep 2010 14:47:00 GMTI just received a bill in 8/2010 from a local hospital in Michigan for a 6/19/08 procedure. Am I still obligated to to pay the bill? This is the 1st time the hospital has billed me for this procedure. I did speak to my insurance company at the time and per their records that processed the claim 7...
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Life Insurance contestablitiyWed, 29 Sep 2010 16:36:00 GMTMassachusettes My parents bought a life insurance policy for over 10 years now, about 1 year ago the policy lapse due to a miss communication between the company and my parents. The insurance company was suppose to take the payment from the cash value. I guess my parents overloaned and didn't...
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Who gets the moneyWed, 29 Sep 2010 21:53:00 GMTIn the state of GA if my ex-wife dies without changing me as beneficiary of her life ins policy and she has one child, who gets the money? ...
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Car Insurance company suspects me of giving false information, in turn, terminated my policy.Thu, 30 Sep 2010 02:46:00 GMTIn late Nov 2009 my car insurance had terminated due to non-payment. They provided me an option to renew, but, I was, at the time laid off, with no job, driving my Mom around in her car. So I figured, I dont use my car anyway, I'll just let it go until I really need to use my car. March 2010...
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What if no lawyer will take my case?Wed, 13 Oct 2010 21:52:00 GMTMy husband was overpaid over $40,000 [forty-thousand] by a private (?) ins. company through his union (California Correctional Peace Officers Association). We are both retired. He questioned it at the time and was assured the amount was correct. Now they want it back, with interest at over $1700....
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What if I cannot find an attorney to take my case?Wed, 13 Oct 2010 21:55:00 GMTYou told someone in an earlier post to get an attorney. Her case is much like mine (private disability overpayment of over $25,000). I can't find an attorney. Any suggestions?...
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Health InsuranceTue, 19 Oct 2010 07:35:00 GMTMy employer cancelled my health insurance without my knowledge and has sold his company. Are they still liable to offer me Cobra? I'm in NC the corporate office is in Florida. ...
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Dr is misfiling Ins forms. Ins., company won’t even review claim.Mon, 18 Oct 2010 03:06:00 GMTI visited a chiropractor over a few days back in May of 2010. The visits were pre-approved by my insurance, however when the office filled the claims they were originally denied due to the fact they had submitted the wrong forms. Totally the doctor’s fault. They resubmitted but well outside of...
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insurance timely filing write off?Mon, 25 Oct 2010 04:26:00 GMTI have a bunch of claims from AETNA that I did not file within the timely filing deadline of 3 months. Can I write these off on my taxes (I did the work but it is my fault, essentially, that I couldn't get to the claims in time). If I write it off, do I write off y FULL FEE or the co...
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Our money was deducted but company did not pay insurance... what can we do?Wed, 05 May 2010 15:01:00 GMTWe are a small company, with 12 employees. Our company pays for half of our insurance cost . The employees who have insurance, have their half of the cost taken out each week. We recently found out that the company has not been paying for the insurance. Since 1-31-2010 we have not been co...
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Company did not pay insurance... now what?Wed, 05 May 2010 15:20:00 GMTI work for a small company in Ohio. My employer pays for half of my health insurance and I pay the other half. My share is taken out of my cheek weekly. I recently found out that my insurance has not been paid since 1-30-2010 and was terminated on that date. I have talked to HR about th...
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In Wisconsin, can my husband drop my insurance if my employer does not offer any?Thu, 22 Apr 2010 07:08:00 GMTHe is employed through a company in Minnesota and has Blue Cross Blue Shielf of MN. Please help! We recently separated (not legally) and he dropped my coverage. No legal proceedings have been filed at all. According to the law we are 100% married....
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can i force ins company to use new parts instead of junck yardSun, 25 Apr 2010 09:30:00 GMTi have a ins est on it are several parts recondtion. to me that meanes junck yard parts.my car is a 2007 yes with130k miles. can i force to use new which will for shur total car. also they donot want to fix winshield. say it happened in earlier crash...
What is the name of your state?Michigan My sister paid 4 an AD&D policy w/th supplimental family plan. Her husband was left quadraplegic from rollover accident he never returned home he lives w/th family and he filed 4 divorce. Question is she's a beneficiary on that plan is she still......
What is the name of your state? VA I was injured a little over one year ago and had some reconstructive surgery done for a trauma but did not have every surgery I needed due to financial difficulties. Since then I had to cancel my health insurance for a few months due to unemployment. Now that......
I need some advice whether if two people own a home together but have separated over a year ago if one decides to get married does the new spouse have rights to the house? This is in Wisconsin...
My husband was sub-contracting for a guy who was doing repairs on this farm. He left my husband in a large free stall barn to work on some cow beds. At the time there where no cows in the barn. However, they soon started filing in along with a bull. My husband did not realize that the bull was in......
Is medicade re-evaluated on a yearly basis and what is the criteria-for children. The state is Alabama....
I was backing out this morning around 6:30 AM and saw a friend whom i was about to ask if she wanted a ride, but before i knew it i had backed out of my drive way straight into the back of my neighbors car that was parked on the curb across the street. I panicked so much that i ran out of the car......
State of Kansas: I was with a large corporation while i was 7 months pregnant. I had short term (maternity) disability under my insurance policy. The company transferred me to another branch that was privately owned. My group insurance policy was dropped compeletly and replaced with a different......
What is the name of your state? I'm in Kentucky but my employer is worldwide with its main US offices physically located in New Jersey. My employer changed our medical insurance last year. Some of our employees had been with an HMO, however this option was not available to many of us, due to......
What is the name of your state (only U.S. law)? Arizona Nearly every insurance company has some sort of provision to pay non-contracted anesthesiologists, pathologists, radiologists, and other invisible ancillary providers at an in-network level of benefits when services are provided in a......
What is the name of your state (only U.S. law)? Florida My daughter is 21 mo. old and may have ingested her grandmas blood pressure meds. Her grandma took her to the emer. room where they evaluated her. By the time I could arrive, I live an hour away, the doctor at the emer. room said that he......