I'm in a civil case with an ex boyfriend over furniture and gifts he bought me. He was my insurance agent on a life insurance poliy I purchased from him (his company is Allstate), he submitted my life insurance application in the civil case as evidence without retracting my health information...
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Cancellation of Illinois Business InsuranceMon, 09 Jan 2012 12:03:32 GMTIntially when last payment was made I expressed to my insurace offices' office manager that we would no longer have insurance with them at the end of this cycle. Months later we recieved a bill, and when I contacted them I was told it would be taken care of. About a month later after audit was...
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benificiary taxSun, 08 Jan 2012 09:47:18 GMTi live in florida my mom lived in Ct i am the beneficiary on her life insurance do i have to pay any type of taxes or fees...
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benificiary taxSun, 08 Jan 2012 09:46:16 GMTi live in florida my mom lived in Ct i am the beneficiary do i have to pay any type of taxes or fees...
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COBRA coverage when moving out of StateFri, 30 Dec 2011 21:30:51 GMTHi. Have a question regarding COBRA coverage when moving out of State. Upon accepting a job offer in another State, my wife notified her employer that she would be leaving her work because we were moving. Since she is pregnant, she wanted to have health insurance while my new health insurance...
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If there is no insurance policy that exist for what I want, who can write it up.Mon, 14 Feb 2011 16:25:00 GMTI want a non owner commercial truck policy that covers the truck, trailer and the load but it doesn't exist. It exist non owner vehicles policy that allows you to drive any vehicle and the insurance will cover it but none for big rigs. The insurance agents doesn't know how or who is the actu...
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father forged mothers signature on life insuranceMon, 14 Feb 2011 05:27:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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tax deferred life insurance policySat, 29 Jan 2011 12:02:00 GMTabout 23 years ago i purchased a tax defered life insurance policy for around $70,000 . Every year since I had to pay around $2500.00 interest to keep the policy in force. In 2010I was late on the payment and received a notice that my policy was canceled and they would report to IRS an extra incom...
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How can I search for an unclaimed insurance policy, for free, that my father left me?Sat, 01 Jan 2011 14:52:00 GMTMy father passed away in 1997. He was married at the time he passed and had two biological children (me and my half sister). My stepmother and I had not always been on good terms. I was originally told that he left me one insurance policy for $25,000 in which I cashed soon after he passed A few mon...
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my father got a life insurance on my mother forged her signatureSun, 19 Dec 2010 12:09:00 GMTMy mother found out she had Chronic Lymphatic Luekema in the early 90's my mother and father divorced in I think 1977. My father was in the Army. He found out about my mothers condition that there was no cure. He then got a life Insurance out on my mother the last I heard it was for $250,000.00...
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Will personal property insurance cover my broken TVFri, 10 Dec 2010 21:01:00 GMTMy 4 year old got upset and threw a toy train at my 46" tv and broke it. Should my insurance cover this? Would this be classified as vandalism. He purposefully threw the train at the tv out of anger. So even if he didnt mean to break the TV. Because he threw it on...
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Health Insurance cancelled before termination, no COBRA grace periodFri, 10 Dec 2010 05:25:00 GMTI was on a long term disability, without knowing and finding out by accident, I was terminated on 8/3/08. Because of the LTD, I was paying my health insurance directly and paid the premium on 7/27/08, for all of August , via my checking acct for 1 day delivery. I...
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Is my car covered under the landlords insurance?Fri, 23 Jul 2010 17:15:00 GMTi rent a house. A tree limb the size of a basketball fell on my car and damaged it greatly. there was a good deal of trees that were dead and afterwardss the landlord cut down all dead trees. the tree that the limb fell from was a live tree. ...
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Can employer switch health insurance retoactively? Live in Indiana, work in Illinois.Wed, 01 Sep 2010 07:03:00 GMTLive in Indiana and work in Illinois. I was preapproved for heart surgery which occurred end of January. After surgery my employer changed my insurance carrier and made it retroactive to January 1st. I am now left with hospital bills that would have been covered with my original insurance. Is t...
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Life insurance & beneficiarySun, 05 Sep 2010 12:46:00 GMTI live in IL. My husband and I were married just over a year and had a 10 week old son when my husband passed unexpectedly. His mother was still the named beneficiary on both life insurance policies and has decided to keep all of the money, despite the fact that we were married and hav...
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Life InsuranceSun, 05 Sep 2010 12:56:00 GMTMy husband and I were married just over a year before he passed away unexpectadly. He left behind a 10 week old son and myself. He had never gotten around to changing his beneficiary, so his mother received all of the life insurance money and has decided to keep it, despite our immediate...
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short term disability leaveWed, 08 Sep 2010 12:43:00 GMTI have been on a STD leave of absence since june 11, 2010. I am suppose to return to work 9/30/10 but do not feel ready to go back what are my options ...
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What is the statute of limitation for sending a bill in Michigan?Mon, 27 Sep 2010 14:47:00 GMTI just received a bill in 8/2010 from a local hospital in Michigan for a 6/19/08 procedure. Am I still obligated to to pay the bill? This is the 1st time the hospital has billed me for this procedure. I did speak to my insurance company at the time and per their records that processed the claim 7...
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Life Insurance contestablitiyWed, 29 Sep 2010 16:36:00 GMTMassachusettes My parents bought a life insurance policy for over 10 years now, about 1 year ago the policy lapse due to a miss communication between the company and my parents. The insurance company was suppose to take the payment from the cash value. I guess my parents overloaned and didn't...
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Who gets the moneyWed, 29 Sep 2010 21:53:00 GMTIn the state of GA if my ex-wife dies without changing me as beneficiary of her life ins policy and she has one child, who gets the money? ...
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Car Insurance company suspects me of giving false information, in turn, terminated my policy.Thu, 30 Sep 2010 02:46:00 GMTIn late Nov 2009 my car insurance had terminated due to non-payment. They provided me an option to renew, but, I was, at the time laid off, with no job, driving my Mom around in her car. So I figured, I dont use my car anyway, I'll just let it go until I really need to use my car. March 2010...
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What if no lawyer will take my case?Wed, 13 Oct 2010 21:52:00 GMTMy husband was overpaid over $40,000 [forty-thousand] by a private (?) ins. company through his union (California Correctional Peace Officers Association). We are both retired. He questioned it at the time and was assured the amount was correct. Now they want it back, with interest at over $1700....
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What if I cannot find an attorney to take my case?Wed, 13 Oct 2010 21:55:00 GMTYou told someone in an earlier post to get an attorney. Her case is much like mine (private disability overpayment of over $25,000). I can't find an attorney. Any suggestions?...
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Health InsuranceTue, 19 Oct 2010 07:35:00 GMTMy employer cancelled my health insurance without my knowledge and has sold his company. Are they still liable to offer me Cobra? I'm in NC the corporate office is in Florida. ...
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Dr is misfiling Ins forms. Ins., company won’t even review claim.Mon, 18 Oct 2010 03:06:00 GMTI visited a chiropractor over a few days back in May of 2010. The visits were pre-approved by my insurance, however when the office filled the claims they were originally denied due to the fact they had submitted the wrong forms. Totally the doctor’s fault. They resubmitted but well outside of...
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insurance timely filing write off?Mon, 25 Oct 2010 04:26:00 GMTI have a bunch of claims from AETNA that I did not file within the timely filing deadline of 3 months. Can I write these off on my taxes (I did the work but it is my fault, essentially, that I couldn't get to the claims in time). If I write it off, do I write off y FULL FEE or the co...
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Our money was deducted but company did not pay insurance... what can we do?Wed, 05 May 2010 15:01:00 GMTWe are a small company, with 12 employees. Our company pays for half of our insurance cost . The employees who have insurance, have their half of the cost taken out each week. We recently found out that the company has not been paying for the insurance. Since 1-31-2010 we have not been co...
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Company did not pay insurance... now what?Wed, 05 May 2010 15:20:00 GMTI work for a small company in Ohio. My employer pays for half of my health insurance and I pay the other half. My share is taken out of my cheek weekly. I recently found out that my insurance has not been paid since 1-30-2010 and was terminated on that date. I have talked to HR about th...
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In Wisconsin, can my husband drop my insurance if my employer does not offer any?Thu, 22 Apr 2010 07:08:00 GMTHe is employed through a company in Minnesota and has Blue Cross Blue Shielf of MN. Please help! We recently separated (not legally) and he dropped my coverage. No legal proceedings have been filed at all. According to the law we are 100% married....
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can i force ins company to use new parts instead of junck yardSun, 25 Apr 2010 09:30:00 GMTi have a ins est on it are several parts recondtion. to me that meanes junck yard parts.my car is a 2007 yes with130k miles. can i force to use new which will for shur total car. also they donot want to fix winshield. say it happened in earlier crash...
What is the name of your state? Ohio Can you tell me were I can find this out about the insurances being court ordered are not subject to the birthday rule? I have a girlfriend whos ex was court ordered to carry insurance for the kids. She re-marries new hubby gets family insurance, puts step......
Neverfreakingmind...
My question involves insurance law for the state of: Oregon Is is mandatory that a secondary insurance has to be used concurrently with the primary? Or, can we exhaust the primary and then use the secondary?...
Washington State - My car without insurance was driven by a friend, with permission, and she was involved in an accident with another car that also did not have insurance. The other driver was 100% at fault and a police report was taken. Is it possible for me to sue the other driver who was at......
There is little doubt that tax deferral is an important selling point for annuities. A Gallup Organization study showed that tax deferral is one of several important reasons that individuals buy nonqualified annuities. 74% 0f the owners of non-qualified annuity contracts believe that the......
(arizona).....Hi...I did some research, and found the following ERISA regulation: Based on the initial notice of denial (EOB), "the insurance company must give a specific reason and plan provision for the basis of denial,a detailed description of any addtl info that is needed for the......
My employer informs me that I can't cancel my health Ins. policy, is this legal?What is the name of your state? North Carolina...
Hello, Regarding a UL (yes, I have read my prospectus and done Google searches). What is the difference between COI and mortality expense. I know COI is assessed on the amount at risk, and Mortality expense on the CV, but I still do not know the difference. They both sound like the same......
State: Alaska If a married couple has insurance policy's and the 1st beneficiary is each other, and both die together, and the 2nd listing for beneficiary is simply: next of kin -- is a step-child considered next of kin, or would it be the deceased's parents?...
I recently became a father (hooray) and I gave the administrators all the paperwork for the birth. My fiance gave them her insurance for her delivery and any other medical extras to be covered. She has "Cobra" until her company insurance kicks in for her. It only covers her and if she......