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Employment Insurance Act (Employment & Labor Law)

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• Thu, 02 Jun 2005 08:55:00 GMT(1)
• I think it doesn't matter unless one is living in Canada. I believe this site just deals with U.S. employment laws.
• Thu, 02 Jun 2005 09:40:00 GMT(2)
• While it is true that the majority of issues on this board are US based, there are a few Canada-based questions that have been answered here. For information about the Employment Insurance Act, you can look at the following website: http://www.hrsdc.gc.ca/asp/gateway.asp?hr=/en/ei/legislation/ei_act_insuremp.shtml&hs=eyp#5
  
  Getting back to your question on whether it is fair that the employee was denied benefits because she did not finish the 700 hours, I believe it is fair. The reason is this: Employment Insurance is similar to any insurance...one pays into a plan for coverage should they and the situation meet the eligibility coverage. If every person paying into the plan were to receive benefits equal to the amount they paid into the plan, it is tantamount to a savings plan. If one were to expect to receive a greater amount that paid into the plan, then no insurance plan could expect to remain in business....they would be taking a loss on every participant. This concept is illustrated by the problems facting the US social security system, too many claims by persons who are eligible for coverage. While the system may have been viable if it was a case of a quasi-savings plan, the SS system has been expanded to include persons who need economic assistance during tough times (welfare) and aid to those who paid minimal benefits to the system. As a result of that expansion, persons who have paid into the plan their entire life cannot expect to receive all of that money back...perhaps none of it back in the case of a young person today and talk that Social Security may be bankrupt by the time that they want to access the money.
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Employment & Labor Law Open Questions

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