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<title>California Chapter 7 - Individual - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79388/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79388/</comments>
<pubDate>Wed, 21 Dec 2011 14:05:15 GMT</pubDate>
<dc:creator>jag</dc:creator>
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<description><![CDATA[Under California Chapter 7 Bankruptcy law, is there a total of ALL exemptions under Schedule C?  If so, what is the total dollar value of ALL exemptions and where is this indicated in the law (i.e., what case or statute)?I&amp;#39;m taking no homestead exemption.  I&amp;#39;m taking:1. a total of $23,148......]]></description>
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<slash:comments>0</slash:comments>
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<title>State Refund Offset - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79387/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79387/</comments>
<pubDate>Wed, 02 Feb 2011 12:01:00 GMT</pubDate>
<dc:creator>donnamartin@wildblue.net</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
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<description><![CDATA[Can Kansas State take my refund check to pay a consumer debt that is already in my bankruptcy case pending discharge?......]]></description>
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<slash:comments>0</slash:comments>
</item>
<item>
<title>Do I have any rights? - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79386/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79386/</comments>
<pubDate>Sat, 22 Jan 2011 09:03:00 GMT</pubDate>
<dc:creator>giniv44@aol.com</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79386/</guid>
<description><![CDATA[I was wondering if you could answer this. I realize I waited until the last minute to find this out and the person that we won a judgment against has a bankruptcy court date set this Monday in Madison Wisconsin.I am wondering if this will be worth my time taking off of work to attend and traveling t......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79386&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
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<item>
<title>Filing for Bankruptcy after a writ of execution has been served and assets have been seized - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79385/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79385/</comments>
<pubDate>Tue, 20 Jul 2010 14:23:00 GMT</pubDate>
<dc:creator>guest</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79385/</guid>
<description><![CDATA[I recieved a writ of execution from the district court in a small claims matter from 2007.&amp;nbsp; I had a constable serve&amp;nbsp; the execution and seize a vehicle belonging to the judgment debtor on friday.&amp;nbsp; I get a call today from an attorney demanding that I contact the constable to release the......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79385&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
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<item>
<title>Filing for Bankruptcy after service of writ of Execution - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79384/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79384/</comments>
<pubDate>Tue, 20 Jul 2010 14:34:00 GMT</pubDate>
<dc:creator>nstarassociates@gmail.com</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79384/</guid>
<description><![CDATA[Massachusetts:&amp;nbsp; I recently had a constable serve a writ of execution after I had received it from the court.&amp;nbsp; The execution was served on friday where the constable seized a vehicle which was the only listed asset to the judgment debtor.&amp;nbsp; I received a call today from an attorney stati......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79384&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
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<item>
<title>credit card debt - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79383/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79383/</comments>
<pubDate>Thu, 29 Jul 2010 04:17:00 GMT</pubDate>
<dc:creator>guest</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79383/</guid>
<description><![CDATA[
	I&amp;#39;ve been in a debt relief program for about a year now. I&amp;#39;m being sued by 2 credit card companies at the same time. I don&amp;#39;t have enough money in my account to start paying either one because I have 1 more payment to make to pay off another card. My name and my spouses appear on all o......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79383&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>credit card debt - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79382/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79382/</comments>
<pubDate>Thu, 29 Jul 2010 11:34:00 GMT</pubDate>
<dc:creator>kdugger2004@yahoo.com</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79382/</guid>
<description><![CDATA[
	I live in Tennessee and I have alot of credit card debt. I&amp;#39;d Like to know if one spouse can file for bankruptcy if both spouses names are on the accounts?
......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79382&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
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<item>
<title>Is it true that Social Security Disability payments cannot be garnished? - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79381/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79381/</comments>
<pubDate>Thu, 19 Aug 2010 15:19:00 GMT</pubDate>
<dc:creator>guest</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79381/</guid>
<description><![CDATA[I paid a collection agency $50 per month for 6 months even though my income is very limited. I only agreed to the 6 payments. Now I want to lower the payments to $25 and they are refusing to accept it, can they do that? I want to know if it&amp;#39;s true that they cannot garnish my disability so that I......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79381&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Ex Husband is trying to refinance - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79380/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79380/</comments>
<pubDate>Sun, 05 Sep 2010 17:23:00 GMT</pubDate>
<dc:creator>guest</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79380/</guid>
<description><![CDATA[I have filed for Chapter 7. In the divorce decree, he was awarded the house. He could not refinance at the time, so we left my name on it. Now the mortgage company will not let him refinance because I have filed bankruptcy? Will all of this be fixed when I am discharged?

......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79380&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Reaffirmation and credit reporting - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79379/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79379/</comments>
<pubDate>Mon, 06 Sep 2010 16:03:00 GMT</pubDate>
<dc:creator>insearchofknowledge</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79379/</guid>
<description><![CDATA[I filed bk in 04.&amp;nbsp; I think I signed reaffirmation.&amp;nbsp; Mortgage payments or balance other activity is gone from my report.&amp;nbsp; What is the status of my mortgage then and dont they have to report the status of my FHA loan if it it active......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79379&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Reaffirmation of debt and credit reporting - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79378/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79378/</comments>
<pubDate>Mon, 06 Sep 2010 16:11:00 GMT</pubDate>
<dc:creator>insearchofknowledge</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79378/</guid>
<description><![CDATA[I filed BK in 04.&amp;nbsp; I think I signed a reaffirmation of debt on my FHA mortgage.&amp;nbsp; It has not been reported on my credit report since 04.&amp;nbsp; It hasn&amp;#39;t been reported reaffirmed.&amp;nbsp; No action has been reported on either but ive been paying.&amp;nbsp; Where am i at on debt in this thing.......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79378&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Indefinite Probation after credit check - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79377/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79377/</comments>
<pubDate>Sat, 11 Sep 2010 14:39:00 GMT</pubDate>
<dc:creator>Sharon</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79377/</guid>
<description><![CDATA[I was offered a position with a company in Colorado Springs, CO a month ago.&amp;nbsp; I was brought into the office to sign consent for a backround check that included a credit check.&amp;nbsp; Then I was sent for a weeks training to Texas.&amp;nbsp; I have been employed as management with them for nearly a mo......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79377&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Mortgage help needed - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79376/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79376/</comments>
<pubDate>Fri, 15 Oct 2010 23:00:00 GMT</pubDate>
<dc:creator>hdjenny62@msn.com</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79376/</guid>
<description><![CDATA[I filed Chapter 7 almost 1 year ago. I got paper work and many calls form the Loan co to reaffirm the loan on my car. However nothing came from the Mortgage Co GMAC I called them a few times and they told me I didnt need to do anything. I was assured that the home I was a co- owner with (my boyfrien......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79376&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>Chapter 13 &amp; 401K Hardship Withdrawl Illinois - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79375/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79375/</comments>
<pubDate>Thu, 21 Oct 2010 09:39:00 GMT</pubDate>
<dc:creator>guest</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79375/</guid>
<description><![CDATA[We have a confirmed plan for Chapter 13.&amp;nbsp; Now we are facing some major medical bills that will not be covered by insurance (approx. $5000).&amp;nbsp; I am able to withdraw that amount from my 401K under hardship withdrawl.&amp;nbsp; DO I need approval from the Chapter 13 Trustee?......]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79375&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>0</slash:comments>
</item>
<item>
<title>zwicker &amp;amp; Associates P C - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79374/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79374/</comments>
<pubDate>Tue, 15 Jul 2008 01:03:00 GMT</pubDate>
<dc:creator>rajpind</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79374/</guid>
<description><![CDATA[What is the name of your state (only U.S. law)? OR
Two weeks ago I received a letter from Zwicker &amp;amp; Associates P C. Has anyone heared for this collection agency is this a legal agency? Our bankruptcy was just discharged in June and 1st week of July they contacted me wanting the full amount.........(with 2 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79374&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>2</slash:comments>
</item>
<item>
<title>Zombie Sheriffs Office - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79373/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79373/</comments>
<pubDate>Fri, 18 Jul 2008 00:11:00 GMT</pubDate>
<dc:creator>plumcrazy</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79373/</guid>
<description><![CDATA[What is the name of your state (only U.S. law)? FLORIDA
My mother gets a phone call from a sheriff (?) looking for me, he has to serve me with papers. He gives my mother a number to call (866) and a bogges looking case number. so I call the number and tell the women the guys name and she sez.........(with 3 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79373&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>3</slash:comments>
</item>
<item>
<title>Zombie Debt Collector/Attorney Gone Wild - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79372/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79372/</comments>
<pubDate>Tue, 15 Jul 2008 15:05:00 GMT</pubDate>
<dc:creator>grvalleygal</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79372/</guid>
<description><![CDATA[What is the name of your sWhat is the name of your state (only U.S. law)? New Jersey
Has anyone had the situation with junk/zombie debt collectors coming back despite being paid either through previous lawsuits/judgments or bankruptcy? 
One of the most nortorious teams in NJ has obtained a.........(with 2 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79372&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>2</slash:comments>
</item>
<item>
<title>Zombie debt activated? - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79371/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79371/</comments>
<pubDate>Fri, 04 Aug 2006 17:57:00 GMT</pubDate>
<dc:creator>kfosnaugh</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79371/</guid>
<description><![CDATA[What is the name of your state? CO
Phone contacted by Arrow Fiancial Services regarding unknown debt on a credit card dating more than 10 years ago, my husband verbally agreed to a reduced payment over time and sent the first check. I then discovered that the debt was past the statutes of.........(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79371&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
</item>
<item>
<title>ziinet.com, do it yourself bankruptcy online.... - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79370/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79370/</comments>
<pubDate>Fri, 09 Aug 2002 12:50:00 GMT</pubDate>
<dc:creator>gene61</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79370/</guid>
<description><![CDATA[What is the name of your state? fl
Is ziinet.com a good online way to do bankruptcy? You can print the forms from your own computer. Anyone have any experience with this good or bad. Thanks Tiffany......(with 4 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79370&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>4</slash:comments>
</item>
<item>
<title>ZiiNet question - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79369/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79369/</comments>
<pubDate>Mon, 28 Oct 2002 16:59:00 GMT</pubDate>
<dc:creator>tomken</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79369/</guid>
<description><![CDATA[What is the name of your state? NY
Am filling out chapter 7 forms with ZiiNet and have a question
When filling out schedule F(unsecured creditors) when I fill in information for original debt such as a credit card there is no problem. However when I add the collection agencies to the schedule.........(with 3 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79369&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>3</slash:comments>
</item>
<item>
<title>Ziinet online for chap7 - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79368/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79368/</comments>
<pubDate>Thu, 05 Sep 2002 16:22:00 GMT</pubDate>
<dc:creator>tomken</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79368/</guid>
<description><![CDATA[What is the name of your state? ny
Has anyone used this Ziinet online engine to generate forms? My filing(chap7) should be relatively simple so not sure if it&apos;s worth the $199 for me. Have you people who have prepared your own forms done them out of a book of some sort? Any recomendations?.........(with 5 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79368&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>5</slash:comments>
</item>
<item>
<title>Ziinet bankruptcy engine - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79367/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79367/</comments>
<pubDate>Wed, 09 Jan 2002 17:39:00 GMT</pubDate>
<dc:creator>lariann</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79367/</guid>
<description><![CDATA[I did my own Chapter 7 using the Ziinet bankruptcy engine and am starting this thread to discuss filing in this way and to share my experiences with anyone who is interested.
I&apos;ve already had my 341 meeting and my discharge should come within a month.
One observation I&apos;ll share right away is.........(with 6 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79367&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>6</slash:comments>
</item>
<item>
<title>ziinet - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79366/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79366/</comments>
<pubDate>Thu, 07 Nov 2002 13:49:00 GMT</pubDate>
<dc:creator>tenofour</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79366/</guid>
<description><![CDATA[What is the name of your state? florida
i just ordered ziinet and am self-employed. how do i prove income or lack there-of without pay-stub? i&apos;m unsure if my information is completely accurate, and want to make sure all is complete before filing!......(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79366&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
</item>
<item>
<title>ziinet - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79365/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79365/</comments>
<pubDate>Fri, 08 Nov 2002 11:29:00 GMT</pubDate>
<dc:creator>tenofour</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
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<description><![CDATA[What is the name of your state? 
florida.
thanks ladynred, i have many questions about this ziinet program, anyone out there willing to help me?......(with 4 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79365&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>4</slash:comments>
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<title>Ziinet - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79364/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79364/</comments>
<pubDate>Sat, 30 Mar 2002 23:37:00 GMT</pubDate>
<dc:creator>betsykay</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
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<description><![CDATA[Hello Everyone,
I am in the process of filing thru Ziinet; It is still a very tedious process. 
I was under the impression that I did not list my credit card payments on a Schedule J, do I? If that is the case my expenses FAR exceed my income. Somewhere along the line I thought I was told that.........(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79364&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
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<title>Ziinet - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79363/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79363/</comments>
<pubDate>Thu, 20 Jun 2002 22:07:00 GMT</pubDate>
<dc:creator>wisegirl</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79363/</guid>
<description><![CDATA[What is the name of your state? CA
Does anyone here use Ziinet software to file? Please advise.......(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79363&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
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<title>Zero balance on loan - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79362/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79362/</comments>
<pubDate>Mon, 20 Dec 2004 05:10:00 GMT</pubDate>
<dc:creator>sbever</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79362/</guid>
<description><![CDATA[What is the name of your state? IN
I just pulled my credit report and noticed a home equity line of credit that my ex and I obtained while married has a zero balance. My ex filed bankruptcy and the home with the home equity line of credit is mine in the divorce - does the zero balance mean I.........(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79362&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
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<title>Zero balance credit cards &amp;amp; Chpt. 7 - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79361/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79361/</comments>
<pubDate>Fri, 26 Nov 2004 03:00:00 GMT</pubDate>
<dc:creator>sisaru</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
<guid isPermaLink="false">http://www.lawknowledge.org/bankruptcy-consumer-credit/79361/</guid>
<description><![CDATA[What is the name of your state? CA
If you have credit cards with a zero balance must you still list them when filing Chpt. 7, or do you only list cc&apos;s with a balance?
Thanks.......(with 2 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79361&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>2</slash:comments>
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<title>Zayres debt from 1989 - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79360/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79360/</comments>
<pubDate>Mon, 28 Nov 2005 09:00:00 GMT</pubDate>
<dc:creator>moonpie0418</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
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<description><![CDATA[What is the name of your state? Virginia
Husband received a call at work from Portfolio Recovery Associates, in regards to a $6,000 credit card that he defaulted on 3 years ago. I was aware of the card, and had made previous payments on it for him. In talking with Josh from PRA, he informed me.........(with 1 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79360&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>1</slash:comments>
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<title>Yup yup, one more question - BANKRUPTCY &amp; CONSUMER CREDIT</title>
<link>http://www.lawknowledge.org/bankruptcy-consumer-credit/79359/</link>
<comments>http://www.lawknowledge.org/bankruptcy-consumer-credit/79359/</comments>
<pubDate>Tue, 10 Sep 2002 01:22:00 GMT</pubDate>
<dc:creator>mikeybutters</dc:creator>
<category><![CDATA[BANKRUPTCY &amp; CONSUMER CREDIT]]></category>
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<description><![CDATA[What is the name of your state? Texas
Im holding my BK papers right now but ive come across a message on this board that is making me sweat a bit (other then the texas sun) Ive got amex on my B6F but i have recieved a letter from a collection agency and they are trying to collect. The advise i.........(with 3 answers.)]]></description>
<wfw:commentRss>http://www.lawknowledge.org/app/answers/?qid=79359&amp;cid=&amp;c=bankruptcy-consumer-credit/</wfw:commentRss>
<slash:comments>3</slash:comments>
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