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What is the name of your state (only U.S. law)? Florida I have been without homeowners insurance for two years till i recently received a letter from my mortgage company stateing that after a review of my account it has come to there attention and i have 30 days to get insurance or they will get......
homeowners insuranceWhat is the name of your state (only U.S. law)? Florida Can anyone tell me the meaning of Ordinance or law coverage? Thank you...
homeowners ins. won't payWe live in So. Calif. & purchased a house 2 years ago.The mortgage and insurance company went back & forth until both were satisfied with the homeowners policy -an HO3. Last week, the garage caved in. Come to find out, even though the company insures watercraft, they will not cover our......
homeowners ins on rental prop.in the state of nj how long can a homeowner of a residential rental property (no mortgage held) that is occupied go without homeowners insurance? Do his tenants have any rights concerning this? What if damage occurs to tenants personal property during this time?...
Homeowners Ins discountsWhat is the name of your state (only U.S. law)? FL I asked my agent several times about applying hip roof discount to my insurance. They did not, even though they had been to the house & taken pictures. (They also told me they did not give discounts for good teen drivers, although the......
Homeowners InsI live in IL. A bird flew into my widow and broke it. Is that typically covered?...
homeowners cancelled - escrow did not pay itI am in West Virginia. My home mortgage has been sold four or five times in the past two years or so. I was informed by mail by each mortgage company that all provisions of my original mortgage / loan documents would remain the same. My monthly payment always included principal and interest in......
Homeowners association suitI'm in Nashville, TN; homeowner with an association. Quaterley fee at purchase which was increased and changed to a single payment. Without any delinquent letters sent, I received in the mail a notification for lein from a lawyer. I spoke directly to the Assos president and to the BOD president......
Homeowners & In-Home DaycareWhat is the name of your state? Minnesota Say I am moving to a new house and of course need homeowners insurance. I am having a heck of a time getting a company to cover me because I am going to be operating a daycare in my home. I am also unable to have my car insurance and homeowners under......
Homeowners - Appraisal ProcessNew Jersey If an insured files for appraisal against an insurer under their homeowners policy(H0-3 4/91 ed.), is the insurer obligated to respond? If so, what happens if they do not respond within the 20 day limitaion of the Appraisal Clause? [Edited by PAdjuster on 06-01-2001 at 05:56......
[BANKRUPTCY & CONSUMER CREDIT] What is the name of your state? Wisconsin We have filed a chap. 7 and we have our creditors meeting on 5/2/05. We are wanting to surrender our current truck that has a high payment and buy another truck with a lower payment. We are wanting to know when is the best time to surrender the vehicle.........
selling property[Wills & Trusts] My father died in 1987. In his will he left 2 parcels of land to the three children. I have paid all property and school taxes each year. Neither of the other children is interested in the property. I would like to sell the land. The deed is still in my father's name. Can I just have it changed.........
application for entry of default & entry of default[COURTS, LAWYERS & LITIGATION] i live in arizona on 3/2/01 i was served with a civil summons. on 3/21/01 i answered the summons & sent a copy of it to the plaintiffs attorney. today i received an application for entry of default & entry of default. what does this mean? they are saying i didn't answer the.........
Judgement / Garnishment What is process?[BANKRUPTCY & CONSUMER CREDIT] What is the typical process for getting a judgement and payroll garnishment? If a creditor is trying to get a judgement against me, will I know it? Do I find out when my paycheck doesnt show up? Thanks......
Spics Behead Kids in Maryland[Immigration Law] Greaseball family values don't stop at the Rio Grande, evidently: http://www.thewbalchannel.com/news/3356317/detail.html Two Arrested After 1 Child Beheaded; 2 Partially Decapitated Mexican Government Confirms Suspects', Parents' Identities POSTED: 5:55 am EDT May 28, 2004 UPDATED: 7:12 pm EDT.........
Immi to Canada from UK[Immigration Law] What is the name of your state? UK Hello, Can I ask if I could apply for the immigration to Canada from the UK (London)? I am not a british citizen, but have lived in England for two years. Thanks a lot.......
401k fraud[Accidents & Personal Injury Law] What is the name of your state? NY I work for a small private company and found out that the company has not been depositing 401k withdrawals from employees check for almost a year but keep the funds and using them for business activities. The funds are managed by a 3rd party financial.........
spendthrift son, a trust?[Wills & Trusts] What is the name of your state? wisconsin I am 76 yrs old and my son 53 is a spendthrift and has numerous liens and judgements against him. i would like to provide for him after my death but don't want his creditors receiving the assets I would bequeath to him. can i set up an irrevocable trust,.........
Question on using a major auto manufactors logo in my online store?[Intellectual Property] Hello everyone. I have a new online store for the sale of Auto Parts that I manufacture and to make navigation easier I would like to use the logo of the actual vehicle manufacture as the button so the site looks better. For example if they wanted to look for parts for their ford they would.........
estate planning[Wills & Trusts] Mississippi my husband owns a business which is a corporation with him as president,our son as vice president and me as secretary. my question is in the event of my husbands' death is the corporation part of his estate? And if so, what is the best way of dealing with it to prevent taxes?......
I would appreciate advice on an insurance claim/ potential lawsuit against a large insurance company. My father (who was a mechanical engineer) invested in/ bought a portion of a restaurant in South Carolina sometime in may or June of 2000. It burned to the ground in June of 2000.......
What is the name of your state?What is the name of your state?I am the Administrator for an estate in Pennsylvania. I have a real estate property that I am in the process of selling and the property was recently vandalized and there was extensive water damage to the property. Are the proceeds I......
My insurance company has approved an estimate for damage to my home during a recent snowstorm. They are insisting that they pay the contractor directly with a two-party check. Is this their right in New York State? I would prefer that they pay me for the damage....
What is the name of your state? Michigan...
This is somewhat complicated, so I'm going to try and be as succinct as possible. My wife and I moved to a new state about 6 months ago, and had put our previous home on the market about three months before we moved. Well the house did not sell, and there was some extremely cold weather, and the......
What is the name of your state? florida hello, we had a plumbing flood at our home, we had servpro come as emergency cleanup. we just got 3 checks - one for the full amount to serpro -$4000 one for personal property $250 & 1 for replacement of carpet, baseboards, etc. - $2000 the serpro......
What is the name of your state? California I have had a nightmare situation that I am finally getting resolved and I could use some advice. I reside in California. My neighbor,who lives upslope of me,brought in a large amount of fill dirt to level out his yard. When he did so he did not get a......
What is the name of your state? Tennessee My mother just received a cancelation of her Homeowners insurance (lloyds of london). I have read the policy and the only thing I can find about cancelation is after payment of a fire or non payment. Before she was able to get the insurance she had to......
What is the name of your state? Florida We had a large, live tree, taken down by severe winds. It went into the neighbor's property damaging their fence, and rested on the ground there. We notified our insurance carrier. He said that the tree is not covered because it is wind damage. He said......
What is the name of your state? Tennessee My best friend Homeowners gave her a 30 day notice that her insurance would be dropped due to claim frequency. She has had $11,873. in claims since 2001 which has been 6 claims. She can't find any insurance company that will take her. She has called......