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NYS Continuation Coverage Notification (Insurance Law)

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• Mon, 04 Jan 2010 14:34:00 GMT(1)
• Google NYS Insurance Law s.3221. It's enormous so I am not quoting it in full, nor have I read the whole thing, but this portion stuck out at me:
  

  Quote:

  (H) The insurer shall provide written notification of the continuation
  privilege described in this subsection and the time period in which to
  request continuation to the employee or member:
  (i) in each certificate of coverage;
  (ii) at least sixty days prior to termination at the specified age as
  provided in the policy; and
  (iii) within thirty days of the effective date of this subsection,
  with respect to information concerning a dependent child's opportunity,
  for twelve months after the effective date of this subsection, to make a
  written election to obtain coverage under a policy pursuant to
  subparagraph (C) of this paragraph.

  To be certain though, I'd take it up with the State Dept of Insurance at the number cbg posted earlier.
• Mon, 04 Jan 2010 16:41:00 GMT(2)
• That makes much more sense to me.
• Mon, 04 Jan 2010 12:47:00 GMT(3)
• This has nothing to do with COBRA, since your employer had under 2 employees. COBRA does not apply. Employers with under 2 employees have no legal obligation to offer COBRA.
  In NY, state law provides that a COBRA-like coverage must be provided to employees of employers of under 2 employees. But if you are referring to it as COBRA, I can understand the confusion. Although COBRA has become an umbrella word for any kind of coverage continuation, it legally only applies to employers of over 2 employees.
  Have you made your request to the employer IN WRITING? If not, do so immediately since you have already gone beyond the 6 days you have to apply.
  If you have, your recourse is through the NY Ins. Department Consumer Services Bureau. Their number is (212) 48 -64 or 1-8 -342-3736. Be sure that you make it clear that you are NOT talking about Federal COBRA, but NYS continuation coverage.
• Mon, 04 Jan 2010 13:05:00 GMT(4)
• The Cobra/Coverage Continuation terminology is a little confusing to a lay-person, so i do apologize. That being said, are there NYS Continuation notification laws, similar to Cobra Notification laws, that mandate my former employer notify me of coverage information?
  

  Quote:

  Originally Posted by cbg

  This has nothing to do with COBRA, since your employer had under 2 employees. COBRA does not apply. Employers with under 2 employees have no legal obligation to offer COBRA.
  In NY, state law provides that a COBRA-like coverage must be provided to employees of employers of under 2 employees. But if you are referring to it as COBRA, I can understand the confusion. Although COBRA has become an umbrella word for any kind of coverage continuation, it legally only applies to employers of over 2 employees.
  Have you made your request to the employer IN WRITING? If not, do so immediately since you have already gone beyond the 6 days you have to apply.
  If you have, your recourse is through the NY Ins. Department Consumer Services Bureau. Their number is (212) 48 -64 or 1-8 -342-3736. Be sure that you make it clear that you are NOT talking about Federal COBRA, but NYS continuation coverage.

• Mon, 04 Jan 2010 13:28:00 GMT(5)
• Not that I was able to find. Everything I found referred to the employee applying, not the employer notifying.
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