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What is the name of your state? Minnesota I recently bought a new house that my boyfriend and I are living in. He is not currently able to be on the mortgage, and therefore is not on the title or is not named on the property taxes. We have life insurance policies for each other to pay off the......
Obligation to release Homeowners Insurance Info after dog attack?What is the name of your state (only U.S. law)? Vermont My dog was recently mauled by my neighbor's Anatolian Shepherd which had previously been acknowledged as being ferocious with other dogs. The owner has taken great pains to keep his dog restrained, but this last Thursday, he got out and my......
Obligation to a contractorOur insurance company along with their adjuster approved the amount a local contractor estimated in damages to our house. A check is then sent made payable to our mortgage company to distribute partial amount at each interval of the repair process. My concern now is that throughout this whole......
Obligated to Use My Auto Insurance or Can I Sue Individual?My question involves insurance law for the state of: Arizona An acquaintance of my daughter drove her car and wrecked it. She admitted responsibility and agreed to pay for damages. I have in excess of 10 text messages where she admits fault and agrees to pay in full. She has now decided that......
Obligated past Association PolicyWhat is the name of your state? Michigan I am curious to what, if any are the individual home owners obligated to pay for a settlement/or awarded judgement up and over the association policy. For example, if an association had a liability insurace coverage for $1 million, and the settlement was......
NYS Hospital charged 3x's that of area hospitalsWhat is the name of your state? New York Emergency Appendix Surgery in October 2002 at our local hospital. Total invoice for hospital at $21,000. My insurance, through NASE (National Assoc for Self-Employeed , payed $1500.00 . I have payed $60,000 in Premiums to this insurance co. since 1987.........
NY fire insurance Bad Faith?What is the name of your state? NY. I lease a building where I run my Bar. The landlords son is the caretaker and also my Insurance Agent for the building. We recently had a fire. According to my Insurance policy, the building was required to have a fire alarm/monitoring system operating. The......
NY CLS CPLR Section 213What is the name of your state? NY. United Healthcare says it can go back 6 years because of this law. It says I'm responsible for overpayments it made in 1999 simply because the word "overpayments" is mentioned in the contract. Does anyone know the details of this law?...
Nursing Homes & Life Insurance PoliciesIf My Grandmother were to go to a nursing home and she were to not have any money left over could the nursing home take her life insurance policies? We live in Wisconsin?...
Nursing HomesWhat is the name of your state? New York If my parents have insurance that pays for the nursing home,does a nursing home have the right to garnish both their SSI checks and pension checks?...
[Accidents & Personal Injury Law] What is the name of your state? North Carolina Please advise on whether an employer can can pay an employee only one salary when two jobs are being performed simultaneously. Accepted a new position(exempt) and old position (exempt)was to be backfilled, however old job was posted and then removed.........
Judgements?[BANKRUPTCY & CONSUMER CREDIT] What is the name of your state (only U.S. law)? Nevada I had a credit card with a $300.00 limit over 5 years ago and when my new baby cost $80,000.00 to be born some things just had to be let go! The other day I received a call that said they were turning everything over to the county sherriffs.........
Title Reassignment[Additional Legal Subjects] Hope someone can perhaps give me a little info about our options in this situation: We purchased a motorcycle from a man (who we will call Jim) who had recently purchased the bike himself, the week prior, from the original owner. After having it a few days Jim realized he would be better off with.........
VA Loan after Financial Difficulties[Real Estate & Property Law] We live in Utah. We are trying to qualify for the maximum VA loan of $203,000. We filed for bankruptcy (Chpt 13) one year ago in January 2000. We are paying our creditors back at 100%. We have made our payments to our trustee on time every month. The only payment we have is $953 per month which.........
Covenants for subdivision[Real Estate & Property Law] I live in a subdivision in southern indiana. I have lived here since July 1994 and just this year I was told I could not have my boat in my driveway any longer and "according to the covenants" had to move it. I received a phone call stating that I had 30 days to remove it or the leader.........
Chapter 7 & Charged Off Second[Consumer Law & Fraud] I am getting my first modified. My second charged off. there is no equity. But the second still has a lien on the property. If I do a Chap. 7 can I dump my second in there and will they release the lien? Or How do I get the second to release the lien? I cannot pay. This is CA. Is there a Statue.........
CM Conviction With Bcd; Can It Be Expunged?[Government & Administrative Law] 29 JANUARY 2006 Respectfully, can a special court martial conviction with a bcd for purely military offenses be expunged; especially after having it 35 years with an exemplary civilian record? If so, how does one pursue this avenue? Thank you in advance.......
Federal Probation Violation[CRIMINAL LAW & PROCEDURE] The situation: my father is on federal probation for drug charges. He served almost 4 years. he got out in Jan and has been totally clean since. No arrests, failed drug tests, kept a good job etc. He has totally turned his life around. Unfortunately, last night he got a DUI, after he tried to.........
To: kaywren[BUSINESS & FINANCIAL & Corporate LAW] Your scam has been reported to the proper Federal authorities.......
legal name change[Wills & Trusts] What is the name of your state? WA If I change my name legally, will it affect existing legal documents, like car title and home title and insurance etc. Do I have to have the titles changed to reflect the new name or will I somehow still be legally accessible as my former name? If I am listed.........
Florida This has now occurred twice and I want to see about doing something about it. In early 2005 I learned that my former spouse (although at the time were still married but separated, not legally separated) had cashed medical insurance payment claim checks and kept the funds. That cost me......
What is the name of your state? new york hello friends, i have a dilemma and was hoping someone could properly advise as to how we could proceed. my wife needs vein closure surgery in both legs. we have insurance which advised us that they will cover the costs 90% and we will be responsible......
To begin with, when I was hired in, and elected to have health insurance coverage, I was told that we start paying premiums a month in advance, so that when we leave, or we are terminated, we have at least one month coverage paid, after leaving the company. I took this at face value at the time. ......
I have a felony 1st degree DWI on my record in Minnesota. My fiance has been pushing to get married. For years now we have been insuring the vehicles in her name and NOT listing me as a driver to keep rates down. My question is this: Does anyone know how that works if we do get married? Would I......
My question involves insurance law for the state of: IL I had an accident 2 years ago. I lost control on the snowy road so my car was spinning and hit another car. I got a ticket from a police. Anyway, I pled not guilty. I went to court and the other party didn't show up so I was not guilty. Now......
I was in a minor car accident last April. I was hit from behind when I had slowed to make a left turn. The driver behind me hit the rear driver side of my car with the front passenger side of his car. No police report was filed. I exchanged information with the other driver and told him that I......
What is the name of your state? california i have a girlfriend i have been with for 11 years. we have a 6 year son and have lived together the past 7. is she able to be covered under my employer's medical coverage?...
What is the name of your state? Florida Is it legal for an insurance company to "non-renew" a policy is there is still an open claim? Thanks for any info!...
What is the name of your state (only U.S. law)? NC OkI have a tax question I have run by a couple CPAs and I cant get an answer to...any input would be appreciated. My grandmother died in September, 2008 and one of her assets was a non-qualified deferred annuity worth about $70k. It had a $50k......
What is the name of your state? Texas A life insurance policy has a beneficiary designation of Jane Doe, Trustee of the trust created under Will for the benefit of Children A, B and C, with no secondary beneficiary designation. Will provides a contingent trust until youngest child is over 25 and......