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My question involves real estate located in the State of: NY Hello, The loan officer told me that my interest rate would be 5.5% and that the monthly payments on my mortgage would be $708.98. But then she just sent me a "Truth in Lending" form that says the Annaul Percentage Rate will......
"subject to" existing mortgagestate sc. want to sell my house and called someone that says they buy houses, etc. been given contracts specifying "subject to" language and : waranty deed to trustee assignment of beneficial interest in land truct agreement and declaration of trust limited power of attorney am i......
"stolen property"Live in Wisconsin...three years ago we sold half of our farm and built a new house on the other half which was woodlands that we planted. About 18 months ago, the new owner had a survey done that revealed that she owned approx 7 acres of woods that we thought we owned. When we were selling the......
"Squatter" tenant/roommate - very long postWhat is the name of your state? California On July 15 I served 30 day notice to terminate tenancy (without cause) on a man I'd rented a room in my apartment to back in April. It was a handshake agreement. I've been renting the room for years with my landlord's knowledge in order to pay my own......
"Short Sale" - HOw does it work?Florida. I own a townhouse and owe approx. $175K. The market value is approx. $130K. The monthly payments are too high and we are struggling every month to make the payments. I fear foreclosure. I've had several offers from interested buyers but they all offered too little. Someone told me the......
"SeniorJudge" please your point of viewSeniorjudge, can I please get your point of view in the matter of "Excess fumes, smoke, noise and vibration" posted under "Neighbors & Boundaries" Thanks!...
"Scribner's error" in leaseWe signed a 5 year commercial lease. The property owner's lawyer is stating that since we (lessee) verbally agreed to pay the real estate taxes we are responsible to pay. However, the lease we signed states the leesor (property owner) is responsible for the real estate taxes. Do we have a leagal......
"roommate" abandoned propertyWhat is the name of your state? FL In May a "friend" was evicted from her home and as she had a school age child we took her in. in September she was advised that she would need to leave as we were moving out of state. Towards the end of the month she started become very verbally......
"Right-of-way"I reside in east Tennessee. I have a neighbor farmer who has utilized my driveway/property to access his barn for a number of years. This has been done due to the convenience of my existing driveway and is not due to him being land locked in any fashion. Recently his business use has grown to the......
"pursuant to NJSA 54A:1-1"What is the name of your state? NJ We are in the final stages of selling our house. Our gains on the sale are less than the limits set forth in the IRS code (i.e. we are not liable for federal cap gains taxes) We have to fill out a form for the State of NJ entitled "Seller's Residency......
[Employment & Labor Law] What is the name of your state (only U.S. law)? MA I am being laid off from my company, and it is my understanding that under MA law they are required to payout my accrued vacation. My question is at what rate do they have to pay it out. I have 5 weeks of accrued vacation from the past 2 years..........
Do I have the right to sue?[COURTS, LAWYERS & LITIGATION] What is the name of your state (only U.S. law)? Georgia A couple of months ago, my brother was stopped by the police in my truck. He had a small amoount of marijuana on him and my truck got towed. The next day, I went to the investigations office and was told that I could get my vehicle back if.........
Bankruptcy surrender questions[BANKRUPTCY & CONSUMER CREDIT] What is the name of your state? Wisconsin We have filed a chap. 7 and we have our creditors meeting on 5/2/05. We are wanting to surrender our current truck that has a high payment and buy another truck with a lower payment. We are wanting to know when is the best time to surrender the vehicle.........
Who pays the capital gains tax?[Wills & Trusts] What is the name of your state? California My mother passed away in 04/03. Her home had been transfered to her living trust, and I am the successor trustee. there was no probate. The trust designated that 1/4 share go to each of 3 sons, and the remaining 1/4 share be divided equally between 2.........
Impeding Traffic?[Traffic Law] What is the name of your state? Georgia I pulled out of a service station onto a four lane city street -- three lanes for through traffic and the leftmost lane for left turns. There was no traffic at all on the through lanes (the light to my left was red, keeping back the traffic) but there was a.........
question on partial year income tax...[Tax Law] What is the name of your state? New York My husband is looking into taking a temporary work assignment in Maryland. It would be a 12 month assignment scheduled to begin at the end of June. I would be staying here in New York, with the house. My husband would basically be living in one of those.........
Significant delays in ins. claim processing[Additional Legal Subjects] I had significant damage done by a drain cleaning company, and I filed a claim with my home insurance co. (one of the very big ones). They conducted on-site interview/investigation using a locally contracted company but that company lost the materials. After I complained to my ins.co. that things.........
Free sample products.....fraudulent or not?[Intellectual Property] Hi. I live in the United Kingdom, and recently purchased a document from eBay. This document included information on getting products for free by posing as a company, and saying that we are interested in buying their product in bulk, then asking for a sample product. After recieving the sample,.........
How does youtube survive?[Intellectual Property] Every single day there are videos that are obviously uploaded from TV and get 500,000 hits. It's on there for days, weeks, sometimes months. You click on the flim category and virtually every single video is copyright infringement. It seems like (a) the person uploading the video has no.........
Discrimination[Employment & Labor Law] I have been with this company for almost a year and was asked if I wanted a promotion to an office position. The owner' s wife gave me the opportunity to take this position. I was told by her to contact her husband who is the owner for an interview because he agreed to conduct one. When I tried.........
What is the name of your state? TEXAS Does anyone have experience on a "subject to" sale on the selling side? Do you recommend it? Thank you for your time...
What is the name of your state? GA I purchased a property a couple of months using a method called "subject to" where the loan remains in place with the existing homeowner. This is my first purchase and have been making the mortgage payments. Will I be able to take advantage of the......
What is the name of your state (only U.S. law)? Florida My written offer to purchase a condominium was just accepted by the seller. The property was a foreclosure, and the seller is the bank that took it at Forreclosure sale. They had me execute a written contract for the agreed upon price.......
What is the name of your state? NC we are discussing changes to our neighborhood covenants and the term "strawman" rules keeps comming up. I can't seem to find this term in a legal dictionary -- what does it mean? thanks!...
The situation isnt exactly a squatter. My friend's 86 yr old grandmother (Doris) just died Sun (in CA). The great-granddaughter (Crystal)has been living with her for 5 years. Im not sure if she has paid rent, but it was Doris's wish to let Crystal live there. Now tho, Doris's daughter (Diane) has......
What is the name of your state? Florida For 15 years a friend paid a monthly mortage to a community development corporation for a plot of land (no structures) along a golf course in Palm Coast. In 1996, the mortgage was paid; however, the title deed that he received had the word......
undefinedundefinedWhat is the name of your state? Iowa My husband "sold" his home under a contract agreement that allows the couple to pay the house payment to him - he in turn pays the mortgage company and taxes. At the end of the contract term, they are allowed to pay the balloon......
What is the name of your state? Virginia I bought my house three years ago, and there was a fence from the house next to us. I am building a fence / irrigation system so I examined the survey. The survey seems normal, but the title -which I found while looking for the survey- says "An......
What is the name of your state? California Alright, kinda long story. First, the apartment was not ready on the Commencement Date (November 1, 2006) or within 5 calendar days from that date. According to the language of the Lease, "Tenant is not in possession of the Premises. If Landlord......
What is the name of your state (only U.S. law)? VA In a short sale situation what happens to the difference between what the house sold for and the amount owed on the mortgage? I have been told two things: one is that if I have ever done a cash out refi on the house, the amount that I cashed out......